Online Investing

Online

Investing

Coutts Invest gives you a simple way to help make the most of your money. With just a few clicks you can invest in a range of five expertly managed funds. If you are already a client, it’s easy to get started today, or explore the site to find out more.

Start Investing

Become A Client

The value of investments can go down as well as up and you may not get back the full amount you invest.

Thank You from Coutts

Invest £20,000 or more in Coutts Invest between 7 February and 5 April 2018 and receive a special Thank You from Coutts gift.

You’ll be invited to choose from a carefully selected list of gifts and experiences from our Thank You from Coutts loyalty programme.

With the tax year coming to an end, it’s a good time to make sure you have made the most of your £20,000 annual ISA allowance. Putting your investments in an ISA means you won’t pay income tax or capital gains tax on your gains.

And if you don’t want to use your ISA allowance, you can still qualify for a gift by investing £20,000 in your general investment account.

Terms & conditions apply
Thank You from Coutts gifts

You can only have one stocks and shares ISA, with one provider, in any tax year.

Find out more about Thank You from Coutts

Invest Online

If you're happy to make your own investment decisions, without advice, it couldn't be easier to invest.

Select your Fund

Choose from a range of multi-asset funds depending on your attitude to risk.

Managed By Experts

Access our in-house view investment expertise and the Coutts house view.

The Coutts

Personal Portfolio Funds

You can select from a range of five Personal Portfolio Funds that offer lower to higher risk investment approaches. Each fund gives you access to a diversified portfolio of assets, in a transparent and low cost manner.

Lower risk

Personal Portfolio 1 Fund is designed for investors who are conservative with their investments and willing to take a small degree of investment risk to achieve relatively stable returns; and who accept the risk of short term, minor fluctuations in the value of their investments with the potential for losses to their capital.
Lower - medium risk

Personal Portfolio 2 Fund is designed for investors who are cautious with their investment, preferring a modest degree of investment risk in order to achieve potentially improved investment returns; and accept the risk of moderate yet frequent fluctuations in value with the potential for losses to their capital.
Medium risk

Personal Portfolio 3 Fund is designed for investors who are balanced in their risk tolerance and prepared to accept risk with their investment where this could result in improved long-term returns, who accept the risk of frequent and potentially significant fluctuations in value, and the potential for losses to their capital.
medium - higher risk

Personal Portfolio 4 Fund is designed for investors who are assertive with their investments and prepared and comfortable with the risk of sustained periods of poorer performance in order to achieve potentially higher longer-term returns. Investors accept the risk of frequent and considerable fluctuations in value, and the potential for losses to their capital.
Higher risk

Personal Portfolio 5 Fund is designed for investors who are adventurous with their investments and focused on investments which could provide much higher returns. Investors should be comfortable with the risk of lengthy periods of poorer performance in order to achieve potentially strong returns; and who accept the risk of large fluctuations in value, and the potential for losses to their capital.

Things To Consider Before Investing
Client Criteria

Before investing have you thought about:

Are there any other priorities for your finances?
Do you need the money in less than 5 years ?
Do you need a precise amount of money at a particular time?
Are you comfortable with the level of risk?
Can you afford to lose the money?

Coutts invest is available to clients who are:

UK resident and domiciled for tax purposes
Aged 18 or over
Already a user of Coutts Online
Have a minimum of 5 years to invest
If you’re over 74, or are UK resident but non-domiciled for tax purposes, speak to your private banker who will be able to organise access for you