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Personalised

Borrowing

From personal lending, borrowing against an investment portfolio or purchasing a property, we work closely with our clients to arrange credit lines secured against most asset types for your individual lending requirements. Coutts advisers will work closely with you to understand your lending objectives and offer sophisticated solutions to realise your goals.

 

Over 18s only. All credit is subject to approval and affordability checks.
Security may be required. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Term

Loans

Coutts loan products have been designed to meet your long-term borrowing needs. Your private banker will work with you to select the right credit line for your individual requirements.

  • A range of variable rate loans with repayment options to suit your individual needs.

    Variable loans for a range of purposes, and with individual terms and repayment options. Coutts has a number of secured or unsecured variable rate loans available to fulfill your lending requirements.

    Terms and conditions apply. Our rates depend on your circumstances and loan amount, and may differ from the representative APR. Changes in the exchange rate may increase the sterling equivalent of your debt.

     

    OVER 18s ONLY
    All credit is subject to approval and affordability checks. 

  • Designed to make up a temporary cash shortfall, ideal for property purchases and improvements.

    Bridging loans can be used to fund the purchase of a new property before the sale of another, to buy a new property quickly before long-term finance is arranged, or to provide temporary funds to repair or restore a building before an additional mortgage is arranged.

    Terms and conditions apply. Our rates depend on your circumstances and loan amount and may differ from the representative APR. Changes in the exchange rate may increase the sterling equivalent of your debt.

     

    OVER 18s ONLY
    All credit is subject to approval and affordability checks.
    Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Flexible

Overdrafts

A range of flexible overdrafts for your short-term borrowing requirements. Drawing on a range of specialist lending capabilities, your private banker will work to tailor a solution for your circumstances and objectives.

  • Timely and flexible borrowing for short-term requirements.

    Secured and unsecured overdrafts available for periods of up to 12 months. A Coutts Sterling Overdraft allows for early repayment with no penalties, with funds promptly available following agreement with your private banker.

    Terms and conditions apply. Our rates depend on your circumstances and loan amount and may differ from the representative APR. Changes in the exchange rate may increase the sterling equivalent of your debt.

     

    OVER 18s ONLY
    All credit is subject to approval and affordability checks.

Already a client?

For more information about Coutts
products, please speak to your
adviser.

Become a client

Please get in touch online or call
020 7753 1365 to find out more
about our services.

Calls may be recorded.

Important Information

Coutts & Co adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
 

General Information for Mortgages and Loans

News and

Insights

  • Monthly Investment Perspective

    • Central Banks
    • Equities
    • Interest Rates
    • Investment Update
    • Bonds
    • Growth
    • Coutts Investments
    • Economy
    02 Mar 2017
    Monthly Investment Perspective Coutts monthly investment update and outlook. This month we consider the 'Trump bump' and the global economy.
  • Monthly Investment Perspective

    • Central Banks
    • Equities
    • Interest Rates
    • Investment Update
    • Bonds
    • Growth
    • Coutts Investments
    • Economy
    03 Feb 2017
    Monthly Investment Perspective Coutts monthly investment update and outlook. This month we consider the FTSE 100 enjoyed one of its longest winning streaks in two decades.
  • Monthly Investment Perspective

    • Central Banks
    • Equities
    • Interest Rates
    • Investment Update
    • Bonds
    • Growth
    • Coutts Investments
    • Economy
    13 Jan 2017
    Monthly Investment Perspective Coutts monthly investment update and outlook. This month we consider the latest inflation data and the alternative investment strategies we are using to add yield in the low inflation/low interest rate environment, as well as our regular monthly update and review of our house views.

Become a client

When you become a client of Coutts, you will be part of an exclusive network.

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