Insights

William Chase is a master of reinvention. Some 15 years ago, undeterred by supermarkets’ increasing rejection of the ‘cosmetically imperfect’ potatoes harvested on his family farm, William turned his hand to the crisp business, transforming the would-be discarded vegetables into artisan potato crisps. Tyrells Crisps was born and William sold the business some six years later for an impressive profit.

Involving the next generation in your philanthropy early can help embed your charitable goals in the future. Coutts can help to make them think about the responsibilities that come with wealth and start learning the discipline of looking after their money.

In this week's film, Alan Higgins, Chief Investment Officer, gives a market update and explains why our investment outlook is cautiously optimistic.

As part of Coutts Futurescope, David Willetts looks at the impact of baby boomers on younger generations.

With both candidates in the 2016 US election promising fiscal stimulus, Coutts considers what a victory for Mr Trump or Mrs Clinton might mean for investors.

The US Federal Reserve meets on Wednesday amid widespread expectations that it will keep rates unchanged for another month. Eight years on from the worst days of the financial crisis, interest rates remain stubbornly anchored near zero across most of the developed world and investors are having to look beyond the safety of government bonds for decent income.

Coutts Futurescope looks at the impact longer living will have on our society and our personal wealth.

Coutts has launched CouttsID – another first for not just the private banking, but the entire UK banking industry. Designed to maximise our clients’ security and protection, CouttsID makes the Coutts experience as seamless as possible.

Monique Wong, Senior Portfolio Manager, Coutts, reflects on portfolio performance in August and discusses how we are looking to take advantage of market volatility.

This month’s Ask the Investment Team client call focused on the impact that the upcoming US election 2016 may have on markets and portfolios. Read the highlights and find out how we are positioning portfolios in the run-up to the vote.

Whether Clinton or Trump becomes the next US President, they are likely to be more constrained in making policy changes than intense media coverage suggests. Longer-term investment implications may be limited, while short-term turbulence could provide opportunities to invest.

Setting up a trust can be an effective and tax-efficient way to distribute your wealth to charity or your family. However, the rules and regulations are complex and it’s important to seek expert advice to avoid unexpected problems later.