Empowering your enterprise with specialist capital solutions — from immediate liquidity to long-term strategic growth.
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Commercial Banking
Lending and finance
Information Message
Security may be required, including personal guarantees. Product fees may apply. Over 18s only. Subject to status. Business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Finance fit for your ambitions
Our lending solutions evolve with your commercial ambitions, enabling innovation, expansion and enduring success.
Through Coutts, you gain access to a wide spectrum of facilities including investment and development loans, cash flow lending, invoice finance and asset finance.
Whatever your needs, your dedicated banker and specialist team work closely with you to devise solutions tailored to your objectives.
Flexible borrowing for your business
Flexible funding
Tailored loans and overdrafts designed to meet sector-specific needs — to your preferred timescale.
Specialist support
A suite of structured finance solutions designed to support your complex business needs — including invoice financing, asset-backed lending and development funding.
Protecting your business
Safeguard your enterprise against interest rate volatility, FX fluctuations and other financial risks — whether operating in the UK or globally.
Beyond lending
We provide services to support other key areas of your business, including expert HR support, employee pension management and help taking card payments.
Green lending
If you are investing in sustainable infrastructure, development, or transformation projects, our Commercial Green Loan is available to support eligible UK businesses1.*
*Minimum deal size of £5 million.
Sustainability tools
In partnership with NatWest, you can measure your carbon footprint, identify potential cost savings, and create plans to reduce your emissions with the NatWest Sustainability Solutions platform2.
1. Large Commercial & Development Green Loans - Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility, and approval. Business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up with repayments on any debt secured on it. Terms apply.
2. The Sustainability Solutions Platform (the “Platform”) is a platform built and maintained by Diode Group Limited (“Diode”) for NatWest Group (‘NatWest’). NatWest own the www.sustainability-solutions.co.uk domain and the relationship with all third parties with which users may engage through the Platform. You will be on a NatWest journey through the Platform that will have started with NatWest in conversation with a relationship manager, a link on NatWest.com or from NatWest marketing material.
NatWest Group provides no representation, warranty or guarantee as to the quality or fitness for purpose of any of the products or services accessed through the Platform. NatWest Group shall not be responsible for, nor do or shall they accept any liability for the products or services provided to you by third parties or on behalf of them to you.
Focused specialism
Our specialists offer invaluable, sector-specific insight to support your next strategic move. While we support a broad range of industries, our expertise is particularly deep in the following sectors.
Media Banking
Our experts provide extensive finance capabilities against film and TV production pre-sales and broadcaster commissions, including contract discounting. We also provide tax credit lending, acquisition finance and IP-backed lending.
Professional Services
Our services include on-balance sheet and partner loan finance to support your working capital needs, as well as medium-term funding for acquisitions, IT and marketing to help grow your firm.
Hotels
Finance for new developments, refurbishments and seasonal cash flow management. Options include investment, development and turnkey loans, plus interest rate protection.
Healthcare
Our expertly delivered solutions within healthcare include investment, development and turnkey loans, and protection to help manage changing interest rates — all designed to enhance your returns.
Commercial Real Estate
Our expertly delivered solutions within commercial real estate include investment, development and turnkey loans, and protection to help manage changing interest rates — all designed to enhance your returns.
Landed Estates
We combine our extensive financial expertise in this area with a true understanding of the heritage involved in land ownership. Our offering includes tailored lending solutions to help landowners preserve the historical and environmental significance of their estates.
Contact us to find out more
If you’re a Coutts Commercial client, speak with your dedicated Commercial Banker to explore how our lending solutions could support your business vision. Alternatively, you can contact Coutts BusinessLine on 020 7770 0070 (Relay UK 18001 020 7770 0070).
Not a Coutts client?
Get in touch online or call Coutts BusinessLine on 020 7770 0070 (Relay UK 18001 020 7770 0070) to see how we could support you.