business loans, overdrafts and finance
Because having access to short, medium or long-term capital is fundamental to every business.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
tailored finance
As businesses evolve, so too do their needs for finance. Whether you want to expand, finance innovations or simply take your business to the next stage, Coutts has designed a range of commercial borrowing services to help along the way.
We're well versed in the more complex lending requirements of companies and offer a wide range of off-sheet and specialist finance, including invoice and asset finance and facilitating trade facilities, efficiently tailored to your business.
Loans and overdrafts
We understand the challenges facing businesses and the occasional need for short-term capital. We offer fixed and variable rate loans for a variety of purposes, in a variety of currencies, with a variety of terms to suit you.
Sterling variable rate loan interest rates are linked to Coutts Bank Base Rate and other currencies are linked to the Coutts Currency Reference Rate. To help protect you from rate changes, we offer interest rate management products such as capped rates.
Overdrafts can be offered in sterling, euro, US dollar, Swiss franc and Japanese yen.
Important Information
We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.
Find out more information about the Standards of Lending Practice
Statement of Lender and Borrower Responsibilities
From 1 April 2025, we will no longer be a part of the Lending Standards Board (LSB’s) Standards of Lending Practice for Business Customers. Membership of the LSB is voluntary for the banking and lending industry. Our decision to withdraw does not affect how we treat our clients nor the services and products that we provide.
Contact Us
Become a client
When you become a client of Coutts, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.
Already a client?
Contact your commercial banker at any time or call +44 (0)20 7770 0070 for more information.
All calls with Coutts are recorded for training and monitoring purposes.
News and insights
UK gaming set for 'Spielberg moment'
Meet the team: How we support business owners and entrepreneurs
