Bespoke

Borrowing

Having access to short, medium or long-term capital is fundamental to every business. Coutts offers a wide range of commercial borrowing services for every stage of your business.

All credit is subject to approval and affordability checks. Terms and conditions apply. Over 18s only. Security may be required. Product fees may apply.
Any property that is used as security, which may include your home, may be repossessed if you do not keep up payments on a mortgage or other debt secured on it.

Tailored

Finance

Whether you want to expand, finance innovations or simply take your business to the next stage, Coutts has access to a range of commercial borrowing services designed to meet your needs.

  • Further financing Facilities

    A wide range of off-sheet and specialist finance and financing trade facilities.

     As businesses evolve, so too do their needs for finance. We are well versed in the more complex lending requirements of companies and offer a wide range of off-sheet and specialist finance and financing trade facilities.

    Coutts borrowing facilities have been designed with the needs and challenges of businesses in mind. Our off-balance sheet finance options range from trade guarantees to indemnities, arranged in line with your unique commercial requirements.

    In line with your international trade finance requirements, Coutts offers a range of international capabilities. Drawing on the capability of the wider RBS, Coutts specialist finance facilities include asset and invoice finance, efficiently tailored to your business.

    More on Coutts International Proposition

  • Overdrafts and Loans

    Borrowing facilities for every aspect of your business needs.

    We understand the challenges facing businesses and the occasional need for short-term capital. Coutts Commercial offers a range of borrowing facilities for every aspect of your business needs. We offer fixed and variable rate loans for a variety of purposes, with a variety of terms to suit you.

    Tailored to the loan you require, variable rate loan interest rates can be linked to Coutts Bank Base Rate or ICE LIBOR. To help protect you from rate changes, we offer interest rate management products such as capped rates.

    Overdrafts can be offered in sterling, euro, US dollar, Swiss franc and Japanese yen. Changes in the exchange rate may increase the sterling equivalent of your debt.

Already a client?

For more information about Coutts
products, please speak to your
adviser.

Become a client

Please get in touch online or call
020 7753 1365 to find out more
about our services.

Calls may be recorded.

Important Information

News and

Insights

  • Building on solid ground

    • Interest Rates
    • Bonds
    • Growth
    • Equities
    • Central Banks
    • Economy
    • Coutts Investments
    • Global Markets
    25 Jan 2016
    Image of man reading paper Equity markets were blown in opposite directions over the past week by the winds of collapsing oil prices and hopes for more monetary stimulus. We prefer to build our positioning on the more solid ground of economic and corporate fundamentals, which are holding firm through the fierce storms in the markets.
  • The silver lining in January's clouds

    • Interest Rates
    • Bonds
    • Growth
    • Equities
    • Central Banks
    • Economy
    • Coutts Investments
    • Global Markets
    18 Jan 2016
    Image of man reading paper The sharp declines across all major equity markets so far this year have certainly been painful. But we remain convinced that the underlying economic fundamentals are supportive and that our ‘pro-equity’ stance is appropriate for longer-term investors.
  • When the going gets tough, stick to the fundamentals

    • Interest Rates
    • Bonds
    • Growth
    • Equities
    • Central Banks
    • Economy
    • Coutts Investments
    • Global Markets
    11 Jan 2016
    Image of man reading paper The new year has gotten off to one of the worst starts for global equities in a decade, as newspaper headlines around the globe have been reminding us. But when we examine what is behind the selling, we don’t see any solid reason to change our positive view for the global economy and equities in 2016.

Become a client

When you become a client of Coutts, you will be part of an exclusive network.

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