Wealth management | Specialist planning services

Specialist planning


We understand that wealth management goes beyond the financial. Coutts experts provide pragmatic advice on the aspects of wealth that go beyond the balance sheet but really matter to our clients.



We understand that wealth means more than money.  The Coutts Institute focuses on the governance of wealth - helping family businesses succeed, helping clients fulfil ambitions for their philanthropy, and preparing the next generation for inheritance.



Helping family businesses achieve successful succession and governance.

Social Investment and


Helping our clients and their families make a difference to the causes and communities they care about.



We help our clients navigate the complexities of passing on wealth, and help make succession a success.

  • The Coutts Institute are experts who have many years' experience in the fields of philanthropy, wealth succession planning and family businesses.


    Executive Director, Coutts Institute

    Lenka Setkova

    Lenka joined Coutts in 2011, bringing over 15 years of experience. Her career began with the Foreign and Commonwealth Office/Overseas Development Agency, based at the British Embassy in Prague. Since then Lenka has worked with the Charles Stewart Mott Foundation, a private American family foundation, the Tudor Trust and New Philanthropy Capital. Prior to joining Coutts, Lenka was a Director at the Carnegie UK Trust.

    Lenka holds a BA (Hons) in Contemporary East European Studies from the University of London, an MBA and an MSc in Development Management, FFI GEN Certificates in Family Wealth Advising and in Family Business Advising and is an Accredited Mediator.

    Tel: +44 (0)20 7158 0666 | Email: lenka.setkova@coutts.com


    Director, Coutts Institute

    Rachel Harrington

    Rachel has over 10 years’ experience in the non-profit sector, having begun her career in fundraising where she worked with supporters from individuals to major foundations.

    Having moved to Coutts in 2011, Rachel specialises in helping philanthropists to develop their giving so that is both effective and rewarding. She advises clients and facilitates Coutts Institute Forums across the UK, and has worked with multiple generations within families. She also supports clients around challenges such as how to talk about wealth as a family and preparing children for inheritance. Rachel is a trustee of Philanthropy Impact.

    Tel: +44 (0)20 3128 7950 | Email: rachel.harrington@coutts.com



Place your future in experienced hands. Our Wealth Structuring team advise on a range of issues from estate and succession planning, charitable giving, retirement planning and protection and can help you navigate complexities in relation to buying UK real estate, cross-border planning, business exits and moving to the UK. The security, opportunity and responsibility your wealth brings often demands careful specialist advice.

Learn more about our services

Advice and product fees may apply.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment.



If you want to share your wealth with charitable organisations, you are in good company. Coutts has a long history of supporting not-for-profit initiatives, and we understand the desire to give somthing back. Our Charity Services team has the knowledge and experience to ensure your charitable activities have the greatest impact.

Find out more about our services

Advice and product fees may apply.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment.

Become a client

When you become a client of Coutts, you will be part of an exclusive network.

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