FAST and FLEXIBLE LENDING AGaInst your INVESTMENTs
Did you know you can borrow against your investments? It could help you fund a big purchase or invest in a business. Put simply, it means your assets are working harder for you.
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fast and flexible lending against your INVESTMENTs
Did you know you can borrow against your investments? It could help you fund a big purchase or invest in a business. Put simply, it means your assets are working harder for you.
BOOK AN APPOINTMENT
life's full of surprises
Investment Backed Lending (IBL) is an option worth considering if you have money invested for the long term and don’t want to sell out of the markets in the short-term. It can provide fast access to funds through an overdraft using your investments as security.
You still keep the stocks, bonds and other assets you own in your investment portfolio, and continue to receive the potential returns they might generate. But they act as collateral against the overdraft.
Like any form of borrowing, it’s important to be aware of the risks versus the returns, and of what else is available. Investment Backed Lending is just one option, after all, and our private bankers and wealth managers are on hand to help you explore all possibilities.

the benefits
- You only pay interest on the amount of the agreed overdraft you use
- There are no costs involved in setting it up
- It is available in a number of currencies
- We require no external valuation of your investments if you invest with Coutts

the caveats
This product may not be suitable if:
- you are using it for residential property renovation or improvements
- you rely on the income and capital from your investments and cash to maintain your standard of living
You need to have at least £500,000 in investments looked after by Coutts to be considered for Investment Backed Lending with us.

the benefits
- You only pay interest on the amount of the agreed overdraft you use
- There are no costs involved in setting it up
- It is available in a number of currencies
- We require no external valuation of your investments if you invest with Coutts

the caveats
This product may not be suitable if:
- you are using it for residential property renovation or improvements
- you rely on the income and capital from your investments and cash to maintain your standard of living
You need to have at least £500,000 in investments looked after by Coutts to be considered for Investment Backed Lending with us.
An Example
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For more information about our services, please speak to your adviser or call 020 7957 2424.
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Please get in touch online or call 020 7753 1365 to find out more about our services.
Calls may be recorded.
Find out more about investment-backed lending. Talk to us now.