Tailored lending solutions designed to complement your lifestyle, ambitions and the complexity of your wealth.
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Private Banking
Private Lending
Lending with distinction
Credit is subject to status and approval. Security and fees may apply. Over 18s only.
Intricate expertise
Our specialists bring clarity to the complexities of high-value lending. Your dedicated team translates sophisticated financial scenarios into clear, actionable strategies — helping build confidence at every step.
Seamless support
We craft lending solutions that align with innovative or straightforward requirements. Every recommendation is designed to integrate seamlessly with your wealth strategy, supporting your ambitions with precision.
International capability
Our deep global insight and regulatory knowledge mean we deliver lending solutions to suit an array of diverse global markets. Alongside this, our multi-currency capabilities enhance cross-border financial efficiency.
Supporting life’s significant moments
From acquiring your dream home to seizing life’s defining opportunities, our lending solutions are crafted to support the moments that matter.
Our experts work with you to ascertain the right financing strategy for your specific requirements. If you need a personalised mortgage, a swift loan or support converting your assets into a source of revenue, our flexible approach could help you write the next chapter of your life with confidence.
Your lending options
We offer numerous ways to support your aspirations through lending. Here are the main elements of our offering, but Coutts clients can speak to their Private Banker for a more precise assessment of their borrowing options.
Mortgages
However complex your income arrangements, we take a comprehensive view of your circumstances when arranging your mortgage.
Whether you’re buying your dream home, a second house or an investment property, we offer case-by-case mortgage solutions tailored to your financial landscape. Need to re-mortgage? We could support you with that too.
Your home or property may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
Loans and Overdrafts
Access flexible credit lines — secured or unsecured — in five major currencies, with terms designed around your liquidity needs and lifestyle. We also offer a host of specialist financing options, including currency lending to support your international plans and development finance for your property aspirations.
Investment Backed Lending
Unlock liquidity without disrupting your portfolio. Investment Backed Lending offers swift access to funds, secured against your existing investments to support your short and medium term borrowing needs.
Support buying passion assets
Whether it’s a yacht, aircraft or classic car, our asset finance specialists understand the nuances of prestige purchases. Working closely with your Private Banker, they structure bespoke finance facilities to help you acquire the extraordinary. Speak to your Private Banker to uncover the possibilities.
Join Coutts
Whether you’re a private individual, a business owner or a company, we could help you manage your wealth, your way.