Commercial Banking

Commercial Real Estate

With deep-rooted expertise and a legacy of excellence in property finance, Coutts offers bespoke solutions across the commercial real estate landscape. From development to investment, our end-to-end support is designed to help you act decisively and unlock long-term value.

Property is our domain

At Coutts, your dedicated team combines deep expertise in strategic finance, chartered surveying and real-time market intelligence.

We work closely with a trusted network of industry professionals to deliver bespoke funding solutions tailored to your property ambitions.

Whether you're building residential communities, acquiring commercial assets or growing a diverse portfolio, we structure smart, flexible debt strategies to help you act decisively.

Beyond lending, we offer integrated banking services that support your day-to-day operations — ensuring seamless financial management across every aspect of your property business.

Over 18s only. All credit is subject to approval and affordability checks. Terms and conditions apply. Security may be required. Product fees may apply.


Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

What we offer

A strategic partnership

We take time to understand your ambitions, building a relationship that evolves with your needs and delivers long-term value.

Intelligent financing

From residential developments to commercial investments, we finance every stage of the property lifecycle.

Integrated banking

A full suite of banking services tailored for real estate investors, including deposits, payment and digital capabilities.

Industry partnerships

We leverage our connections with leading organisations such as the Royal Institute of Chartered Surveyors to bring you insight and opportunity.

What we finance

Residential

  • Development
  • Investment
  • Purpose-built student accommodation
  • Housing associations
  • Hotels


Commercial

  • Development
  • Investment
  • Landed estates
  • Corporate

Who we serve

  • Institutional funds
  • Corporate investors
  • Family offices
  • Private clients
  • London estates
  • Regional developers

UK Real Estate Digest

Our Real Estate Digest shares research and insight from real estate experts across NatWest Group, including our team at Coutts. 

You can read the latest edition using the link below, but here are the key points:

  • The PBSA sector has proven its resilience and profitability over the last decade, delivering impressive income growth of 7.6% annually and outperforming broader commercial real estate — even through the pandemic and rising interest rates.
  • According to CBRE, PBSA asset values have increased over 5% while other commercial property values have fallen significantly.
  • However, recent data from developer and investor Unite shows a slight dip in occupancy, signalling potential headwinds ahead.

 

Ross Ironside, Head of Commercial Real Estate, Coutts

“We take great pride in the longevity of our relationships — our clients receive the highest quality of service from us and an unsurpassed depth of understanding.”

Join Coutts

Whatever type of business you run, we could support your financial strategy and help you succeed.

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