Personalised, multi-currency loans — from the conventional to the complex — designed to support your specific ambitions.
Credit is subject to status and approval. Security and fees may apply. Over 18s only.
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Private Banking
Coutts Loans and Overdrafts
Strategic expertise
Alongside conventional private bank loans, our specialists offer guidance on highly complex arrangements including carried interest income, asset-backed revenue and international structuring.
Tailored advice
Your needs are unique, so we assemble a team of specialists suited to your individual requirements. Coordinated through a single point of contact, they build bespoke solutions seamlessly aligned with your wealth strategy.
International capability
Secure financing in your preferred currency. Our multi-currency capabilities simplify global transactions and optimise cross-border financial strategies.
Relationship-led lending
We understand that wealth is rarely straightforward. As your trusted partner, we take the time to build a complete understanding of your financial landscape and aspirations. This enables us to consider income sources such as bonuses, carried interest and equity, and craft lending strategies that reflect your unique position.
Personal Loans
A flexible solution for significant purchases. Our unsecured loans and overdrafts are available in multiple currencies and come with repayment terms of six months to 25 years — useful for long-term, inter-generational wealth planning. We also provide an interest-only option.
Representative 9.7% APR (variable)
This rate is available for loans between £5,000 and £150,000. Other loan amounts are available at alternative rates. Our rates depend on the term of the loan, amount of the loan and your circumstances. The loan rate may differ from the Representative APR. Fees apply.
Personal Overdrafts
An arranged overdraft can provide some extra financial flexibility to help you cover unexpected expenses or seize time sensitive opportunities. You only pay interest on what you use, and the agreed limit could be increased quickly and conveniently if required.
Specialist, tailored solutions
Our deep market knowledge and flexible approach mean we can structure highly bespoke solutions shaped around your circumstances — however complex. Whether you're part of an equity partnership, require alternative securities or need multi-jurisdictional support, our experts are committed to finding a solution that meets your requirements.
Find out more
Speak to your Private Banker or call Coutts 24 on 020 7957 2424 (Relay UK 18001 020 7957 2424) to explore how we could support your lending strategy.