We examine every element of your wealth and forge a strategy focused on your ambitions, values and legacy.
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Planning and advice
Finely crafted wealth planning
Your bespoke strategy
Our seasoned specialists create tailored strategies informed by decades of experience and deep market insight. They help ensure your wealth is expertly managed and appropriately positioned for your personal priorities and aspirations. The key areas they cover include the following.
Advice and product fees apply.
Cash-flow planning
As part of building your wealth strategy, we can assess your income streams and liquidity requirements. Our proprietary cash-flow planning tool offers accurate, comprehensive visual forecasts.
Pension planning
We help you optimise pension structures to preserve capital, maximise tax allowances and ensure alignment with your broader wealth strategy. This includes consolidating your existing pensions for efficiency and convenience, if appropriate.
When transferring a pension, exit fees may apply.
Investment structuring
We work with you to shape an investment approach aligned with your vision and risk appetite.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment.
Legacy planning
Managing inter-generational wealth can be a crucial element of your strategy. We help you write or update your will, conduct comprehensive inheritance tax planning and support you in protecting your wealth for financial peace of mind.
Understanding your aspirations
We assess your wealth portfolio and define your long-term vision.
Analysing your liquidity
We optimise your capital and income streams to meet your immediate financial requirements.
Structuring your wealth
We design your wealth plan. Key areas we cover include tax-efficient structures, wealth protection, estate planning and your desired legacy.
Regular reviews
If your situation changes, we can work with you to make any adjustments to ensure you're always on track.
Like to know more?
Your Private Banker would be pleased to discuss how we might help you unlock the full potential of your wealth. Alternatively, you may contact Coutts 24 on 020 7957 2424 (Relay UK 18001 020 7957 2424).