Our business savings solutions are designed to enhance your liquidity management and empower your long-term vision.
Available to Coutts Commercial clients who hold a Coutts Business Current Account.
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Commercial Banking
Commercial savings accounts
Optimise your capital
Whether you want to maximise capital efficiency, prepare for future costs or elevate returns, our commercial savings solutions support your ambitions. Advantages include several access options including instant withdrawals, notice periods aligned with business cycles and fixed terms from one month to five years. You can also benefit from multi-currency capabilities and intelligent, automatic transfers.
Our commercial savings accounts
(Eligibility criteria apply)
Business Reserve Account
A multi-currency, instant-access account that seamlessly delivers day-to-day liquidity alongside capital growth.
Commercial Notice Account
Our 30 or 90-day notice account offers enhanced returns, capital growth potential and flexibility, helping you plan with confidence.
Fixed Term Deposit
Enjoy the stability of a guaranteed interest rate and choose how long you save to suit your strategy — anything from one month to five years.
Clients' Reserve Account
An instant-access savings account designed specifically for holding your clients’ funds.
Digital Banking 24/7
Access and manage your Coutts savings account any time via coutts.com or Coutts Online. A seamless service at your desk or on the go.
Join Coutts
Whatever type of business you run, we could support your financial strategy and help you succeed.
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Protection from the Financial Services Compensation Scheme
Your eligible cash deposits held with Coutts & Co are protected up to a specific limit by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Investment business undertaken with Coutts & Co in the UK may be covered by the FSCS, the cover depending on the nature of the claim being made. Eligible claims for most types of investment business are covered up to the limit per person. FSCS cover is not available for loss of money resulting from performance of the investment.