A charge card with a high monthly spending limit, Silk opens doors to a world of privileges and benefits. Silk can be tailored to your lifestyle, offering the ability to order additional cards with tailored spending limits and varying benefits.
Representative 0% APR Variable · Over 18s only · No Annual Fees
VIEW THE SUMMARY BOX AND REPRESENTATIVE APR EXAMPLE
Available to Coutts clients only.
Your credit limit will depend on our credit assessment of you. The actual APR you will receive will depend on your circumstances.
Designed for a world without borders, Silk comes with a host of travel benefits, making it your ideal companion when you are abroad.
We have removed the 2.75% Non-Sterling Transaction Fee applicable to transactions in currencies other than sterling, allowing you to use your Silk Card abroad without incurring any additional charges.
If you are travelling abroad or intend to make a purchase which is of higher value than usual, please inform us of your plans by contacting Coutts Card Services on+44 (0) 20 7309 0045. We will update the information that we hold thereby minimising issues when you use your card at home or abroad.
LoungeKey™ is an airport lounge access programme which provides Silk cardholders with access to over 700 VIP lounges in over 300 major airports worldwide. A separate membership card will not be required – to access a participating lounge, cardholders simply need to show their Silk Card and reference LoungeKey™.
A flat rate of £15 per visit will apply. Guests can also be brought to lounges at a flat rate of £15 per guest visit. Access to the lounge is subject to capacity. For details of all participating airport lounges and any conditions/restrictions that apply, visit the LoungeKey™ website at loungekey.com/Coutts
Retailer Redemption Channel Cash Reward per Transaction Minimum Spend per Transaction Valid From Valid To Flora Danica In-Store €10 €60 Oct 2018 Mar 2019 G7 Booking Online 5% €0 Oct 2018 Mar 2019 Grand Café Capucines In-Store €10 €50 Oct 2018 Mar 2019 Hertz In-Store 6% €300 Oct 2018 Mar 2019 L'Occitane In-Store €10 €100 Oct 2018 Mar 2019 Longchamp In-Store €40 €500 Oct 2018 Mar 2019 Retailer Redemption Channel Cash Reward per Transaction Minimum Spend per Transaction Valid From Valid To Barneys New York In-Store $75 $750 Oct 2018 Mar 2019 Bergdorf Goodman In-Store $25 $500 Oct 2018 Mar 2019 BestofOrlando.com Online $25 $250 Oct 2018 Mar 2019 Bloomingdales In-Store $25
$500 July 2017
Mar 2019 Brooks Brothers In-Store $50 $300 July 2018 Mar 2019 DSW In-Store $15 $150 Oct 2018 Mar 2019 Go Avia Travel Online 5% $0 Oct 2018 Mar 2019 Hilton Both $75 $1000 Oct 2017 Mar 2019 Lorna Jane Both $50 $300 Jan 2019 Mar 2019 Original Penguin In-Store $25
Mar 2019 Saks Fifth Avenue In-Store $25 $250 Jan 2019 Mar 2019 Showtickets.com Online $25 $250 Oct 2018 Mar 2019 Tory Burch In-Store $25
Mar 2019 Tourneau In-Store $250 $1000 Jan 2018 Mar 2019 Uber Online $5 $20 Oct 2018 Mar 2019
Please note that each cash reward is offered per transaction. For example, a single purchase of $500 at Tory Burch would earn a $25 cash reward.
View our frequently asked questions about Shopping abroad with Coutts Travel Rewards.
Silk is synonymous with luxury and renowned for invaluable benefits and rewards. From access to experiences and events through to Coutts signature loyalty programme, every aspect of Silk has been designed with the discerning needs of our clients in mind.
Exclusive to Silk, the dedicated team is available to provide expert help 24 hours a day, 7 days a week.
Available to Silk clients 24 hours a day, 7 days a week, the team speaks over 20 languages. From assisting with every aspect of travel from flight information, tickets, accommodation and car hire, to emergency currency, lost passports, messaging and interpretation services, the team is known for exceptional organisational skills and advice.
Coutts Concierge also helps with social and leisure arrangements, from dinner reservations to chartering a yacht and booking tickets for sporting, theatrical and art events. Coutts Concierge is also on hand to provide support with domestic duties, from sourcing staff including cleaners, gardeners and nannies, to recommending interior designers, estate agents and other property services.
Our rewards programme, with exclusive gifts and experiences to recognise your loyalty.
Thank You From Coutts allows us to show appreciation to clients for regularly using their Silk Card.
As spending increases, cardholders automatically become eligible for a choice of gifts, from a range of luxury food and wine to getaways and private tours. Cardholders will receive a letter confirming when they become eligible for a gift and can redeem this online or by speaking to their private banker or Coutts Card Services.
Created to simplify the complexities of modern life, Silk offers the features you would expect to ensure that it is as secure as it is connected.
Silk clients may request additional cards for their account with added flexibility of determining the level of privileges and benefits for each Silk cardholder. Clients can allocate an individual spending limit for each cardholder within their account, with spend itemised for each cardholder on a single, monthly statement which is sent to the primary cardholder.
Over 18s only.
For added security and peace of mind, Coutts Online Verification ensures that only the cardholder is permitted to transact online.
We have also introduced additional layers of security for your Coutts cards that will make online shopping less obtrusive but no less safe. Our new service is easier to use as there is no need to register your card or remember a password.
Contactless provides a faster way to pay for items up to £30. A convenient alternative to cash – a quick and secure way to touch and pay for those smaller purchases.
View our frequently asked questions about contactless technology.