Choose our credit card or charge card. Both offer exceptional rewards, exciting travel benefits and the option to have additional cards with tailored spending limits — all for no annual fee.
Available to Coutts clients aged 18 or over. Your credit limit depends on our credit assessment of you.
Silk Credit Card — Representative 19.99% APR (Variable)
Silk Charge Card — Representative 0.00% APR (Variable)
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Private Banking
Coutts Silk Cards
No transaction fees abroad
Spend globally with confidence — enjoy international spending with no Non-Sterling Transaction Fees when paying in a currency that’s not sterling.
Airport lounge access with LoungeKey™
Relax in over 1,100 executive lounges in over 300 airports worldwide, and bring guests too. A £24 entry fee per person applies. Conditions apply.
Beautiful rewards
Exceptional rewards, enriching experiences and charitable donations through our Thank You From Coutts programme, which also includes exclusive discounts, offers and event invitations.
Experience the tailored finesse of Silk
Open doors with the iconic Coutts Silk Card, crafted for those whose lifestyle demands more from their card.
Additional cardholders
Add additional cardholders, each with their own spending limits and benefits. Spending is itemised for each person on a single, monthly statement for the primary cardholder.
Security first
Your security is paramount. Advanced anti-fraud measures include biometric authentication through our app for online card payments.
Biometrics available on selected devices.
Contactless convenience
An effortless way to make payments up to £100, quickly and securely.
No annual fee
Available to all Coutts clients over 18, the Silk Card comes as part of our standard quarterly banking tariff.
Pay with your smart device
Effortless, secure global payments with Apple Pay or Google Pay.
Limits apply.
More to discover…
Uncover more on the world of privileges your Silk Card brings.