Extensive investment expertise, in-depth market intelligence and carefully crafted products and services — all aligned with your preferred approach and long-term vision.
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Investments
Investing for your future
A partnership shaped by you
We collaborate with you to shape an investment strategy that reflects your ambitions, with solutions built to help preserve and enhance your wealth with lasting impact.
Our offering is carefully guided by the Coutts house view and expertly delivered by our investment specialists. We provide the insight and structure to help you invest with clarity, conviction and confidence — whether you prefer a managed approach or wish to take the lead.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment. Eligibility criteria apply. Advice and product fees may apply.
Portfolios
Our suite of options includes portfolios actively managed by our experts, and the flexibility to fashion your own investment strategy. Whichever you choose, you have our profound expertise and experience behind you. You define your risk appetite and personal involvement, we provide the structure and insight.
Funds
Our multi-asset funds aim to deliver long-term returns through global diversification. By blending carefully selected asset classes across regions and sectors, we seek to balance opportunity with risk.
The Coutts Managed Funds reflect our strategic outlook through a combination of actively managed investments and market tracking instruments, while our Personal Portfolio Funds offer a more streamlined approach.
Execution-only services
Build and maintain your own investment strategy with the expert support of our dedicated trading desk.
Whether implementing your investment instructions or advising on global currency and hedging strategies, we provide timely, precise services to complement your investment approach.
The Coutts investment approach
We have a three-pillared investment philosophy designed to preserve and grow wealth across generations, with every decision underpinned by meticulous analysis and robust data.
- First, we follow a rigorous risk-taking framework which we call ‘Anchor & Cycle'. Anchor centres on long-term positioning. We invest in assets where we believe the estimated, expected returns justify their inclusion in portfolios. Cycle centres on where markets are in the business cycle. Our positioning factors in macroeconomic conditions, government policy and central bank decisions.
- Second, we are highly cognisant of downside risk and diversify our investments accordingly.
- Third, we capitalise on market dislocations because such developments often present opportunities.
As a general rule, the minimum recommended time for holding an investment is five years or more. This is to give more opportunity to ride out fluctuations in the market and benefit from potential growth. Investing over a shorter period of time may mean you are less likely to achieve your financial goals.