Personal

portfolio funds

The Personal Portfolio Funds are managed to a range of risk profiles, offering you choices depending on your individual objectives and appetite for risk. You can invest in the funds online. If you are unsure about investing, you may wish to speak to an adviser.

Why Choose

Personal Portfolio Funds?

The Personal Portfolio Funds offer you a simple route into a diversified portfolio and may be used as a stand-alone solution or as a core holding in a diversified investment portfolio. Before outlining the benefits it is important to note the value of investments and the income from them can go down as well as up and you may not recover the amount of your original investment. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment and the income from it to go up or down.

Risk Managed

The fund range comprises a selection of five Personal Portfolio Funds that offer a range of lower to higher risk investment approaches, and aims to provide a mix of risk and return over the medium to longer-term.

Coutts Experts

Coutts has a long-standing history of investing for exceptional individuals. The Personal Portfolio Funds are actively managed and monitored daily by our team of investment professionals.

Simple and Diversified

The Personal Portfolio Funds offer a simple approach to a diversified portfolio, investing in a range of underlying investment opportunities.  The funds aims to provide returns from both capital and income, with any income reinvested rather than paid away as a dividend.  

The Personal Portfolio Funds provide exposure to a blend of assets:

Equities

Typically through collective investment schemes (also known as “funds”) across equity markets such as the UK, Europe, the US, Japan and emerging markets.

Bonds

Either through a basket of gilts or indirectly through funds in fixed and variable interest-bearing securities such as UK government bonds, corporate bonds and emerging market debt.

Cash

Cash may be held for example, during market fluctuations. Cash holdings will include overnight deposits and short-dated money market investments.

The Funds and

latest prices

Important

Information

The value of investments and the income from them can go down as well as up and you may not recover the amount of your original investment. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment and the income from it to go up or down. Past performance and any projected returns should not be taken as a guide to future performance.

The information, products and services referred to on this website are not directed at any person or entity in any jurisdiction or country outside those where these may lawfully be offered.

This website is a Financial Promotion for UK regulatory purposes.

The personal portfolio funds are sub-funds of Equator ICAV, an open ended investment company with variable capital incorporated in Ireland and authorised by the Central Bank of Ireland pursuant to the European Communities Undertakings for Collective Investment in Transferable Securities Regulations, 2011 as amended, supplemented and consolidated from time to time.

This website is intended to provide a summary of certain features of the fund so you can consider if it might be of interest to you however, nothing on this website should be construed as a solicitation or offer, or recommendation, to buy or sell securities or any other investment or banking product, or to provide any investment advice or service. Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision.

Before investing, you should review the fund’s prospectus, supplemental prospectus and key investor information document. Copies of these are available from your Private Banker or on this site. If you are in any doubt as to whether to invest you should obtain relevant and specific professional advice before making any investment decision.

The information contained in this website is believed to be correct as at today’s date, but cannot be guaranteed. Opinions and projections constitute our judgment as at today’s date and are subject to change. To the extent permitted by law and regulation neither Coutts & Co nor any connected company accepts responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of your acting, or deciding not to act, in reliance upon the above.

Not all products and services offered by the individual Coutts companies are available in all jurisdictions and some products and services may be available only through particular Coutts companies. Certain aspects of the service may be performed through, or with the support of, different members of The Royal Bank of Scotland Group, of which Coutts & Co is a member.