personal finance

Ahead of the Chancellor’s Budget in November, Coutts Chief Investment Officer Fahad Kamal shares his perspective on the UK market.

When interest rates move it’s an important time to review your wealth plans because it’s a moment that presents opportunities as well as the chance to reassess your risk appetite and short-term savings.

A look at what high-net worth individuals could consider to manage current conditions, and possible next steps for interest rates.

Spending cuts announced as government works to balance economy. Here’s our view on what it could mean for investors, as well as a reminder of the biggest upcoming tax changes.

Now could be an opportune time to review how you manage your wealth tax efficiently. Here are some options for you to consider to develop a well-structured financial plan.

Upcoming government changes will impact inheritance planning and investments as well as education and property costs. Read more.

How we help clients from across the globe manage the complexities of cross-border banking.

Markets are adjusting to an era of heightened uncertainty as President Trump completes his first month in the White House. Coutts Multi-Asset Strategist David Broomfield examines the implications for investors.

Here are our thoughts on what to think about ahead of 5 April to make the most of the tax-free allowances available to you.

Last year’s UK Autumn Budget included a number of important changes for our international clients who live in the UK. Here’s an example of how we could support them.

A look at what high-net worth individuals could consider to manage current conditions, and possible next steps for interest rates.

Our view on what President Trump’s core policies on tariffs and deregulation aim to achieve and what they could mean for investors.

Life can be unpredictable but if you need to suddenly make a payment or require cash at short notice, you could use investment backed lending to quickly provide liquidity without having to sell your investments or spend your savings.

Our support included finding the right corporate finance firm, dealing with the emotion of selling their business and ensuring their children could benefit from it.

An expert panel of criminologists and entrepreneurs reveal how artificial intelligence is used by, and against, the scammers in our latest Need to Know Fraud Event.

Tax reforms come in the shape of increased employer national insurance contributions, with lesser increases to capital gains tax and inheritance tax. Here is how new Chancellor Rachel Reeves’s first Budget could impact your finances.

Two of our experts discuss how a few simple steps could support your financial goals whatever happens in the government’s Autumn Budget this month. Watch the video and read the key points.

How we helped a couple arrange their wealth following a £55 million business sale.

How do you translate your success on the sports field into financial security through life? We detail how our specialised sports professionals services could support every moment of an athlete’s career.

Listening first, then acting quickly and responding within 24 hours was crucial for a new client approaching a critical business juncture.

“I've consistently experienced exceptional service." We were recently able to help a client get set up with a personalised banking service following a significant post sale windfall.

When it comes to selling your business, our new Business Exit Book is there to help guide clients through the process.

Coutts’ Head of Financial Planning Laura Kingman says getting your finances in good shape isn’t about your money, it’s about you.

Our clients detail how “excellent and truly personalised service” helped them and their family get set up in the UK.

Small percentages can make big differences when it comes to planning for your home and family, so here’s a simple explainer to help find the right mortgage solution for you.

Financial crime expert Catriona Still answers your questions on the international costs of fraud and the best ways to keep yourself safe from scams.

When it came to his new family home, professional mortgage advisor and broker Daniel Everritt saw the Coutts green retrofit mortgage as a complete ‘no-brainer’.

An example of how we help clients with their financial planning.

Three of the UK’s leading fraud and cybercrime experts joined an exclusive Coutts event to discuss how anybody could become a potential victim of fraud.

How we help clients plan for the future.

Private banking enables high-net-worth individuals to manage their finances. Explore the main benefits of private banking services in this guide.

Major reforms for those with ‘non-dom’ status, a new UK ISA, more National Insurance cuts and residential property tax tweaks. Here’s how Chancellor Jeremy Hunt’s Spring Budget might impact our clients.

We know banking needs change for family members at different life stages, here’s how we could help you and your family grow across the generations.

Our security team and external UK Finance expert Paul Maskall answer your questions on the best security processes and how we keep our clients safe from potential fraud.

We’re proud to announce our client journey lead, Alison Graham, was named Banker of the Year at the Women in Finance UK Awards 2023.

Three of the UK’s leading fraud and cybercrime experts joined an exclusive Coutts event to discuss how anybody could become a potential victim of fraud.

The head of our Business Exit Programme, Greg Kyle-Langley, details how advice and guidance at the crucial moment of exit could provide lifelong value.

Our Head of Entrepreneurs Franklin Asante writes on why a committed and understanding private banker could benefit business leaders and help enhance their company’s growth.

The current economic climate presents challenges and opportunities for entrepreneurs, underlining the importance of a holistic and intelligent financial partnership, writes Franklin Asante, Head of Entrepreneurs at Coutts

When it comes to long-term planning and investing, are there psychological factors we should be aware of? We spoke to NatWest Group’s Behavioural Science & Applied Psychology Centre of Expertise to find out how knowing more about how we think could help our long-term investment plans.

Until 24 July, clients can earn a 25,000 Crown Loyalty Bonus on fixed term deposits of £25,000 to £3m, fixed for 12 months or less and taken out via coutts.com by 14 August. With over 50 rewards for 50,000 Crowns or less, what could be the best way to redeem them? Terms & conditions apply. Limited availability.

We are once again proud to support Pride month – find out more about how we work with and learn from our LGBTQ+ clients and colleagues.

Our new debit card combines social and ecological inspiration and supports the Coutts Charitable Foundation.

How to bank for today, tomorrow and the future to make the most of your wealth.

Clients heard examples of the latest types of investment scams, including crypto-related schemes, and tips to help avoid them at our latest online fraud event.

It’s important to keep cash for your short-term needs but, with year-on-year inflation above 10% in the UK, investing could be a good option for the future.

ISAs could provide a more tax efficient way to build for your future and now could be a good time to find out what options are available. Read more.

Proposed pension changes could be good news but it may be worth waiting before taking action.

Sweeping pension changes announced by the government in the recent Budget could have implications for inheritance tax planning.

As interest rates rise in a bid to tackle elevated inflation, savers could be benefiting from the increased rate environment. Find out what Coutts has to offer.

Mini-budget mayhem caused concern among many about their pensions. Here’s what our Chief Investment Officer thinks could happen next.

In the final part of our retirement series, we look at what you can do to protect your wealth should life take a turn for the worse.

With new Chancellor Kwasi Kwarteng cutting taxes left, right and centre, here’s what it could mean for investors.

Rising inflation has become an increasing concern for many people in the UK. Mitigating it means understanding how best to manage your personal wealth.

IBL could provide quick access to funds for the next big thing in your life.