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We’re updating our account terms

We’re making some updates to our Private Clients account terms.  These changes are shown in the Notice of Variation booklet and will take effect from 1 December 2026 (unless otherwise stated).

View our Notice of Variation

You can also find more information on the interest rates charged on unarranged overdrafts.

View Interest Rates Charged on Unarranged Overdrafts

Full Terms and Conditions

Current terms New terms from 1 December 2026 (unless otherwise stated)
Private Client Core Terms Private Client Core Terms
Call Deposit Terms Call Deposit Terms
A Guide to using the Currency Order Service for Home Delivery A Guide to using the Currency Order Service for Home Delivery
Private Client Banking Tariff Private Client Banking Tariff
Safe Custody Service Conditions of Use Safe Custody Service Conditions of Use
Thank you from Coutts Terms Thank you from Coutts Terms
Important Information Important Information
Coutts Cash ISA Terms and Conditions Coutts Cash ISA Terms and Conditions
Advice and Investment Services Terms Advice and Investment Services Terms
Coutts Invest Service Terms and Conditions Coutts Invest Service Terms and Conditions
Coutts Invest Junior ISA Terms and Conditions Coutts Invest Junior ISA Terms and Conditions
Investment Services Fee Tariff Investment Services Fee Tariff
Coutts Invest Fee Tariff Coutts Invest Fee Tariff