Our approach to lending aims to help you reduce your impact on the environment while recognising your commitment to sustainability.
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Responsible Lending
Where value and values matter equally
Ambitious targets
We are committed to supporting the transition to a low-carbon economy. As part of our pledge to the Paris Agreement, we’ve set bold targets across our lending activity. One such ambition is for at least half of our mortgage portfolio to achieve an EPC energy efficiency rating of C or above by 2030 — an important step toward a more energy-efficient future.
Green mortgage products
If you're purchasing an energy-efficient home or enhancing your current property, you may qualify for our green mortgage offering, which encourages positive, sustainable action.
To support your journey, we offer tailored guidance and expert insight into retrofitting your home. This includes a complimentary in-home assessment by energy efficiency specialists, Vibrant.
You can also explore the NatWest Home Energy Plan for personalised recommendations to improve your property’s energy performance.
Your home or property may be repossessed if you do not keep up repayments on your mortgage. Over-18s only. Terms and conditions apply.
You may not be eligible for all Coutts Green Mortgage products. Security may be required. Product fees may apply. Subject to status.
Like to know more?
Speak to your Private Banker to learn more about responsible lending at Coutts.