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What are the payment cut-off times?

Our payment cut-off times are:
- 23:45 (GMT/BST) for Immediate Faster Payments
- 23:59 (GMT/BST) for Future Dated Faster Payments
- 17:30 (GMT/BST) for CHAPS
- 14:30 (GMT/BST) for International Payments
- 14:00 (GMT/BST) for SEPA

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What are the payment cut-off times?