POst office services

Banking in convenient locations

 

 

As a Coutts Current Account holder, you can access a range of counter services at thousands of Post Office branches across the UK, including:

  • checking your balance using your debit or cash card and PIN
  • withdrawing cash using your debit or cash card and PIN
  • paying-in cash with your debit or cash card and PIN
  • making cheque deposits with a pre-printed paying-in slip

As a Coutts client you can currently deposit up to £3,000 per day in cash and unlimited cheques using a pre-printed paying in slip. Single and annual limits are being introduced, across the banking industry, with effect from 12 December 2022. The annual limit is expected to be £24,000 and single limit restrictions at £3,000 remain unchanged. This is will be confirmed with the FCA on 10 October 2022. For businesses, the annual limit is expected to be £100,000 and this will also be confirmed with the FCA on 10 October 2022.

LOCATE YOUR NEAREST POST OFFICE

 

What do you need to know when using the service:

  • Cash paid in at a Post Office using your debit or cash card will be credited to your Coutts Current Account immediately. Please note, as deposit limits may vary, we recommend that you contact the Post Office you wish to visit beforehand.
  • Cheques paid in at a Post Office will be added to your Coutts Current Account when we receive them from the Post Office – this normally takes two working days. Once we receive them, cheques will follow the normal cheque clearing cycle. Please note, different Post Offices can have different cut-off times for cheque depositing. Please check with the Post Office you wish to use, as this can affect when the cheque will credit your account.
  • Usual cash withdrawal limits will apply when withdrawing cash from your Coutts Current Account at the Post Office.
  • To order a paying-in book, please contact Coutts 24 or your Private Banker.
  • You can’t mix cash and cheque payments – you’ll need to make two separate transactions.
  • There’ll be no additional charge for Coutts Private Current Account holders to use Post Office services.
  • Coutts Commercial clients are subject to the following charges:
     

 

Balance Enquiry

Cash Deposit

Cash Withdrawal

Cheque Deposit

£0

35p per transaction in addition to 75p per £100 deposited.

35p p/transaction

70p/cheque

 
 

Become a Client

When you become a client of Coutts, you will be part of an exclusive network.