17th Century French Country Home


A 10 year fixed rate mortgage provides you with a mortgage payment that will not change for the fixed period giving you stability and security. A fixed rate will mean that whilst your mortgage payments will remain the same regardless of any movements in the interest rate this will mean though that you do not get the benefits of repayment reductions if interest rates fall.




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Representative example (Residential only):

An interest only mortgage of £750,000 payable over 25 years initially on a fixed rate for 10 years at 5.84% and then on our variable house mortgage rate of 7.75% for the remaining 15 years would require 127 monthly payments of £3,653.25 and 172 monthly payments of £4,846.98 and one final payment of £4,844.29 The total amount payable would be £2,054,362.60 made up of the loan amount plus interest (£1,302,487.60) and a product fee (£1,875) and a valuation fee (£0000) the overall cost for comparison is 6.8% APRC representative.

Information and figures given are for illustrative purposes only and do not constitute a commitment or offer to lend. The actual amount will depend on subsequent checks we undertake.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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