With expertise and connections across the real estate spectrum, Coutts Commercial Real Estate bankers work closely with our in-house chartered surveyors to provide an exceptional service for your commercial property needs.
The Coutts Commercial Real Estate team provides comprehensive banking services for clients investing in commercial and residential property. Finance facilities are available for each stage of the property process: from development finance, which includes senior debt with capitalised interest to investment finance, which includes term loans and amortising or interest-only facilities for lower-geared assets.
As with all of our commercial banking offering, a fully comprehensive banking service is available that includes deposits, transmission and online capabilities.
An in-depth insight into clients’ assets and wider circumstances is key to supporting every aspect of your commercial property requirements. Development funding is considered according to the pre-sale or pre-let agreements, covenant strength, location, your own circumstances and the wider market. Asset quality, covenant strength, location and asset management are key to determining investment finance.
When looking at residential development funding, our Commercial Real Estate team will undertake a detailed review of the property, the market and your own circumstances, developmental experience and objectives. Investment funding will be assessed in line with asset quality and diversity, management ability, tenant strength and sustainability of cash flow.
Over 18s only. All credit is subject to approval and affordability checks. Terms and conditions apply. Security may be required. Product fees may apply.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Head of Commercial Real Estate, Coutts Commercial
Ross joined Coutts in 2022, bringing more than 15 years’ experience within Commercial and Corporate banking. He has in-depth knowledge of the Real Estate sector and leads a team of 15 market facing specialists who focus on creating long-term client relationships built on trust and understanding.