Business Current Account

Manage your finances with precision — online, through our app or in person — while unlocking superior support and a range of exceptional services.

Eligibility criteria apply. Quarterly account fees apply.

Your gateway to broader business solutions

Your Business Current Account is fundamental to your commercial relationship with us. It supports your day-to-day financial operations while unlocking access to our sector expertise, and opens up even greater opportunities for your business.

As well as being your gateway to our Commercial Banking offering, it provides access to a suite of other premium services tailored to your business ambitions. These include:

integrated trading, risk management and financing strategies
bespoke asset finance solutions
strategic business exit planning
employee pension scheme management
expert HR support.

Fees may apply to these services.

Banking built for today's businesses

Multiple payment methods

Choose from a plethora of payment methods which can be tailored to your needs. Options include faster payments (up to £1 million), CHAPS, standing orders, Direct Debits, cash withdrawals and pay-ins, cheques and paying-in books.

International payments

Streamline global trade with our comprehensive international payment and FX services — designed for seamless cross-border transactions.

Cards that give control

Enjoy acutely refined control of your finances with the Coutts Business Charge Card and Business Debit Card, both of which come with the account. Benefits include flexible billing dates to suit your business, enhanced security and seamless payments.

Over 18s only. Credit is subject to status. Business use only.

Discover our cards

Overdrafts

Flexible overdraft facilities — secured or unsecured — crafted to support your business at every stage of its evolution.

Security may be required. Product fees may apply. Over 18s only. Subject to status. Business use only.

Optimise your liquidity with automatic transfers

This useful feature automatically transfers surplus funds from your Coutts current account into your business deposit account. Set it up for daily, weekly or monthly transfers — an effortless way to put unused funds to work.

It works both ways as well, keeping your business current account topped up when it drops below a designated level.