Business CARD

Time is of the essence in the commercial world. Coutts Business Card is designed for your everyday needs – empowering your people while giving you constant oversight of your company’s finances.



Over 18s Only. Subject to status. Coutts Commercial clients only. Annual fee may apply.

Features and


Our Business Card offers a range of exclusive features and benefits shaped by our clients to help you and your employees.

  • Monitoring and Control

    Efficient card management through transparency and efficiency.

    Coutts Business Card allows you to choose a monthly statement date that suits your business and determine whether you or your employees settle the monthly bills. The card is designed to offer complete control, allowing you to set individual credit or transaction limits for each employee and block certain types of spending.

    Accessible management information enables you to monitor employees’ expenses, while simplifying administration and helping you negotiate better deals with your suppliers. Data can be provided in paper or electronic format.

  • ClearSpend

    ClearSpend is a new online tool that gives your Card Administrator complete control of employee's business cards. They can view the firm's total balance, transactions and declines; make changes to a cardholder's  credit limit, block or close cards, analyse spend patterns and control spending with merchant category blocking. Cardholders can also use the service to check their card balance.

    To register for ClearSpend please contact your banker or Coutts Business Cards on 0370 909 3700 (Monday to Friday 9-5. All calls with Coutts are recorded for training and monitoring purposes).

    Once registered, you can access ClearSpend online at or download the app for free from the App Store and from Google Play.

  • Worldwide Convenience

    Trusted and accepted worldwide.

    The card can be used to obtain cash from cash machines throughout the UK and abroad and pay for goods and services at retail outlets worldwide that display the Visa logo.

  • Priority Pass™

    Complimentary access to executive airport lounges worldwide.

    Priority Pass™ is available to Business cardholders, providing access to over 1500 executive airport lounges worldwide, with up to four complimentary lounge visits per year. Further visits are available for a nominal fee.*

    * Subject to lounge capacity and terms – see available lounges, locations, services and restrictions at the Priority Pass website.

  • Online verification

    Added protection against unauthorised card use.

    For added security and peace of mind, Coutts Online Verification ensures that only the cardholder is permitted to transact online.

    We have also introduced additional layers of security for your Coutts cards that will make online shopping less obtrusive but no less safe. Our new service is easier to use as there is no need to register your card or remember a password.

    Find out more about Coutts online verification

  • Contactless Technology

    A faster way to pay for items up to £100

    A convenient alternative to cash – a quick and secure way to touch and pay for those smaller purchases.

    View our frequently asked questions about contactless technology.

Important Information

We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers. 

Find out more information about the Standards of Lending Practice

Statement of Lender and Borrower Responsibilities

Cash Card

A trusted debit card linked to your Business Current Account.

Read more »

Contact Us

Become a client

When you become a client of Coutts, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.

Already a client?

Contact your private banker at any time or call +44 (0)20 7957 2424 for more information.


All calls with Coutts are recorded for training and monitoring purposes.