
BANKING
Coutts provides an in-depth understanding of your private banking needs. We offer choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from Coutts.
Current accounts
The Coutts Current Account is designed to meet your day-to-day banking needs. It is available in sterling and most major currencies.
Deposit accounts
A simplified but versatile range of accounts designed for your short, medium and longer-term cash management needs.
Debit, Credit and Charge Cards
Our distinctive Coutts Debit and Silk Cards come with a package of carefully selected benefits which reflect the lifestyle of our clients.
Powered by positivity, our Debit Card features multi-currency capability, allowing you to connect your Debit Card to any of your eligible currency accounts.
The contactless Debit Card allows you to access your funds quickly and easily. Recognised globally, it is your ideal companion at home and abroad with benefits such as 0% Non-Sterling Transaction fees and multi-currency capability.
With every transaction Coutts & Co. will donate 10p to the Coutts Charitable Foundation. Registered with the Charity Commission for England and Wales (number 1150784), up to a maximum of £1 million per year.
MORE ABOUT THE COUTTS DEBIT CARD
Available as a Charge Card or Credit Card, our Silk Card comes with access to Coutts Concierge – a service that combines the best of digital and expert services in dining, tickets and travel. Silk Cards can also be tailored to meet the needs of you and your family – additional cardholders can be added to your account with the ability to customise spend and benefits on additional cards.
coutts travel protection
comprehensive travel cover includes worldwide travel and loss damage waiver insurance and has been rated 5 star by Defaqto. Coutts Travel Protection is available to Coutts clients for £400 per year, charged quarterly in arrears. We will waive the fee if the average value of the combined assets and liabilities that you hold in sole and joint accounts or within a Fee Family is in excess of £1m.
Provides peace of mind with cover for emergency medical expenses, cancellations
With no upper age limit,
- Protection for up to 93 days on trips abroad and up to 28 days’ winter sports cover
- Unlimited medical expenses cover
- Cancellation and curtailment up to the value of £15,000 per beneficiary
- Baggage loss to the value of £10,000, with a single article limit of £1,000 per beneficiary
Coutts Travel Protection includes Travel and Loss Damage Waiver Insurance. Sections 1-18 and 20 of this travel insurance are underwritten by AWP P&C SA and Section 19 of this travel insurance is underwritten by Liberty Mutual Insurance Europe SE. The Loss Damage Waiver Insurance is underwritten by AWP P&C SA.
Important
If after calling the insurer, cover for your pre-existing medical condition is declined or you're unhappy with the cost of the additional premium, you may wish to look at an alternative provider. To assist you the FCA has arranged a Directory of Insurance Underwriters who may be able to meet your needs. For further information call 0800 138 7777 (Monday to Friday, 8am to 6pm) or visit the Directory Website.
Coutts Travel Protection Insurance Guide
To register a claim in the first instance, you can call the claims team.

Loss Damage Waiver, for when you hire a car, is available to clients aged 21-84 and will provide cover for (subject to full policy terms and conditions):
- Excess insurance on car rentals for up to 31 days
- Includes losses up to the value of £55,000 as a result of damage by fire, vandalism, theft or loss of use of the rental vehicle
Coutts Travel Protection includes Travel and Loss Damage Waiver Insurance. Sections 1-18 and 20 of this travel insurance are underwritten by AWP P&C SA and Section 19 of this travel insurance is underwritten by Liberty Mutual Insurance Europe SE. The Loss Damage Waiver Insurance is underwritten by AWP P&C SA.
Coutts Travel Protection insurance guide
To register a claim in the first instance, you can call the claims team.
You can apply online if you are registered for Coutts Online. Alternatively, complete the application form below and return to your banker.
Prior to making an application, please ensure you have read through the Insurance Product Information Document below for a basic summary of the policy cover and main exclusions. For the full Terms and Conditions of the policy, please read through the Insurance Guide below.
Important
If after calling the insurer, cover for your pre-existing medical condition is declined or you're unhappy with the cost of the additional premium, you may wish to look at an alternative provider. To assist you the FCA has arranged a Directory of Insurance Underwriters who may be able to meet your needs. For further information call 0800 138 7777 (Monday to Friday, 8am to 6pm) or visit the Directory Website.
Coutts Travel Protection includes Travel and Loss Damage Waiver Insurance. Sections 1-18 and 20 of this travel insurance are underwritten by AWP P&C SA and Section 19 of this travel insurance is underwritten by Liberty Mutual Insurance Europe SE. The Loss Damage Waiver Insurance is underwritten by AWP P&C SA.
Coutts Travel Protection Insurance Product and Information Document
Coutts Travel Protection insurance guide
Coutts Travel Protection application form
To register a claim in the first instance, you can call the claims team.
Updated 17 October 2022
ALLIANZ (OUR INSURER)
Allianz will follow the policy terms and conditions when assessing any claims. For claims related to travel restrictions to other countries, Allianz will adhere to the Foreign Commonwealth and Development Office (FCDO) advice. There are three levels:
- no advice against travel
- advice against all but essential travel; and
- advice against all travel
Cover is valid when there is no FCDO advice against travel. Consideration will be given for 'Essential Travel' so long as evidence can be provided in the event of a claim to support that the nature of the trip made travel essential. There is no cover provided for travel to any destination the FCDO have advised against all travel to, regardless of the reason for the trip.
The latest FCDO guidance is here.
before you book your trip or start your journey
To help you, here are the answers to the most commonly asked questions
during your trip
Important information
Coutts Travel Protection is underwritten by AWP P&C SA and administered in the UK by Allianz Assistance except section A24 which is underwritten by Liberty Mutual Insurance Europe SE and administered by International Passenger Protection Limited.
Contact Us
Travel insurance including loss damage waiver
Customer Service and Endorsements
020 7126 7532
Claims
020 7126 7531
coutts.claims@allianz-assistance.co.uk
Emergency Medical Assistance
All calls with Coutts are recorded for training and monitoring purposes.
When you become a client of Coutts, you'll be part of an exclusive network