What are the cut off times and credit value dates for international payments?

The cut-off time for international payments is 14:30 (GMT/BST). The best value date depends on the payment currency and country. The cut-off time for a SEPA payment is 14:00 (GMT/BST). The payment should reach the recipient in one to three days however, some payments may take up to five days to arrive with the recipients depending on currency type and destination.