
our credit card
Coutts beta Credit Card
our credit card
Coutts beta Credit Card
Representative 14.7% APR (variable) Available to UK residents,aged 18+ and must have a Coutts beta bank account.

an exclusive credit card for clients with a coutts beta current account
Freezeable contactless enabled cards
Apple Pay and Google Pay compatible for use on your phone.

travel
Zero FX fees means you won’t have to pay foreign transaction fees on purchases or cash withdrawals, except the local fees.

finance
We ensure you have –
- No annual card fees
- Representative 14.7% APR (variable)
- Credit limit minimum £500

Cost and charges
We ensure you have –
- Annual fee £0
- We will charge a 3% cash handling fee on cash withdrawals and gambling transactions, with a minimum of £3
- For all other advances using your credit card, we will charge a cash handling fee of 3%

travel
Zero FX fees means you won’t have to pay foreign transaction fees on purchases or cash withdrawals.

finance
We ensure you have –
- No annual card fees
- Representative 14.7% APR (variable)
- Credit limit minimum £500

Cost and charges
We ensure you have –
- Annual fee £0
- We will charge a 3% cash handling fee on cash withdrawals and gambling transactions, with a minimum of £3
- For all other advances using your credit card, we will charge a cash handling fee of 3%
Purchase rate | Representative APR | Assumed credit limit | Annual fee |
13.8% p.a (variable) | 14.7% (variable) | £1,200 | £0 |
Purchase rate | 13.8% p.a (variable) |
Representative APR | 14.7% (variable) |
Assumed credit limit | £1,200 |
Annual fee | £0 |
The actual credit limit will depend on our credit assessment of you. The actual APR you’ll receive will depend on your circumstances.
Who can apply for Coutts beta credit card?
You'll need a Coutts beta bank account to have a credit card with us.
Coutts Beta is a banking service pilot, currently open to:
NatWest employee Programme staff member volunteers who are s a UK resident holding an existing NatWest account and aged over 18.
APPLYING FOR A credit card WITH US?
You can log in to apply for a credit card with us.
Go to More, then Apply for new products.
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NEW CUSTOMER
You'll need a Coutts beta bank account to have a credit with us.You can log in to apply for a credit card with us.