Bespoke Borrowing

Coutts provides flexible and innovative ways to borrow money.

 

Personalised Borrowing

 

bespoke borrowing

Coutts provides flexible and innovative ways to borrow money.

 

Mortgages

Whether you’re buying your dream home, a second house or an investment property, we could help you get the mortgage you need.

 

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buying

Purchasing a property? Our range of mortgages and flexible approach could meet your needs.

 

LEARN MORE ABOUT OUT SERVICES

buying

Purchasing a property? Our range of mortgages and flexible approach could meet your needs.

 

LEARN MORE ABOUT OUT SERVICES

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re-mortgaging

Want to re-mortgage a property? Talk to us. Because whatever the reason, whatever your needs, we could help.

 

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Over 18s only. Credit is subject to status and approval.

Think carefully before securing other debts against your home. 

 

Find out more about the latest LIBOR transition

 

Investment Backed Lending

Fast access to funds using your investments as security.

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If you suddenly need extra funds, whether it’s to buy something special or support your day-to-day needs, Investment Backed Lending (IBL) could be for you.

 

Short-term borrowing

Credit cards, charge cards, overdrafts and loans.

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Silk Card

Silk opens doors to a world of privileges and benefits, including high monthly spending limits and the ability to order additional cards.

 

 

Silk Card

Silk opens doors to a world of privileges and benefits, including high monthly spending limits and the ability to order additional cards.

 

 

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Loans and overdrafts

We help you select the most effective credit lines from our range of personal loans and overdrafts. These can be secured or unsecured, with variable or fixed rates, in five major currencies.

 

SILK CREDIT CARD – REPRESENTATIVE 14.7% APR VARIABLE – OVER 18S ONLY – NO ANNUAL FEE
SILK CHARGE CARD – REPRESENTATIVE 0% APR VARIABLE – OVER 18S ONLY. NO ANNUAL FEE

Both cards available to Coutts clients only. Your credit limit will depend on our credit assessment of you. The actual APR you will receive will depend on your circumstances.

loans and overdrafts

Security may be required. Credit subject to status. Exclusions may apply. Criteria apply. Over 18s only.

With currency borrowing, there is a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.

Tailored borrowing

For individuals for whom deep market knowledge and flexibility of approach are essential, Coutts could structure solutions tailored to your unique circumstances. From providing lending for equity partnerships, utilising our expertise with alternative securities or working across jurisdictions to bridge a pressing lending need, we aim to provide a solution that is right for you.

 

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Currency Borrowing

We know you require a bank that is flexible enough to adapt to your circumstances, and at Coutts we believe in making your complex lending, simple. We could provide you with the ability to match the currency of your borrowing with the currency of your income or assets. We could offer these facilities in CHF, EUR, JPY and USD meaning that if you have income in US Dollars or assets in Japanese Yen we could provide a lending solution that meets your specific needs. With this type of lending there a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.

Currency Borrowing

We know you require a bank that is flexible enough to adapt to your circumstances, and at Coutts we believe in making your complex lending, simple. We could provide you with the ability to match the currency of your borrowing with the currency of your income or assets. We could offer these facilities in CHF, EUR, JPY and USD meaning that if you have income in US Dollars or assets in Japanese Yen we could provide a lending solution that meets your specific needs. With this type of lending there a risk that due to currency fluctuation you may repay a higher amount in the currency of borrowing.

 

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Specialist Assets

Whether you are looking at finance to help acquire a yacht, aircraft, collector or classic car your private banker could help by drawing on asset experts from our asset finance group to help achieve your objectives. These teams have extensive experience in funding prestige assets and could tailor facilities to meet your specific requirements.

News & insights
 

When you become a client of Coutts, you will be part of a network of exceptional people.