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Investment

Products

True choice, access to genuine specialists and complete personalisation.
The differences are clear.

Advice and product fees may apply.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment.

Funds Investment

Services

Investment funds can help you meet your long-term goals - with the flexibility to exploit short-term opportunities. Our service lets you tailor your portfolio, and gives you access to some of the world's best investment managers.

  • Tailor your portfolio, and access some of the world's best investment managers

    We offer diversity and access to carefully selected investment opportunities, including:

    • Internal funds - such as the Coutts Investment Programmes, each managed by some of the world's leading investment managers
    • Third party funds - run by managers we have identified as leaders in their sectors
    • Passive funds - which take advantage of more efficient or hard-to-access markets

    The value of investments and the income from them, can go down as well as up and you may not recover the amount of your original investment

Coutts

Multi-Asset Funds

The Coutts multi-asset funds are a range of funds which aim to deliver attractive long-term returns by investing in a broad range of asset classes such as cash, bonds, equities, commodities and property.

  • The Coutts multi-asset funds offer you a simple route into a dynamic, diversified portfolio

    There are a range of UK and global multi-asset investment options to meet your individual wealth objectives. The USD denominated global funds have the added flexibility to be available in GBP, EUR and CHF. The funds cover a broad range of investment objectives and risk profiles which have been designed with your needs in mind.

    • Greater Diversificaton - Your funds are invested across a wide range of asset classes including, equities, bonds, commodities, property and cash – all managed in a single dynamic investment. A wider spread of holdings across the portfolio helps to spread your investment risk.
    • Peace of Mind - Investing has become increasingly complex in recent years with significant fluctuations in market fortunes and rapid developments in the investment vehicles that you can use to gain exposure to assets. Keeping track of investment trends can be a full-time job - we have a long tradition of managing multi-asset discretionary portfolios for our clients. The Coutts multi-asset funds draw on our expertise and experience to make those decisions for you.
    • Added Flexibility - The funds are available in both distributing and accumulating options to meet your needs. It is easy for us to set up facilities for you such as regular contributions or withdrawals. And daily dealing means that new monies are quickly invested.
    • Less Paperwork - You have one investment in a portfolio rather than multiple holdings in a range of shares or bonds which means less paperwork. The Coutts multi-asset funds ensure the seamless management of dividend payments, sales and purchases, and tax reporting within the funds.
    • Tax Treatment - The fund structure offers a simpler tax proposition to investors in a variety of tax jurisdictions.
     

    The value of investments and the income from them, can go down as well as up and you may not recover the amount of your original investment.

Alternative

Investments

Alternative investments can help reduce risk. They can also give you access to asset classes and investment management skills not typically available through traditional investments. We also offer a range of hedge funds and, from time-to-time, other opportunities such as private equity.

  • Access asset classes and investment skills not usually available from more traditional investments

    Alternative investments is a fairly broad term for any investible asset that falls outside the traditional asset classes of equities, bonds, property and cash. It can include works of art, antiques or even wine.

    More importantly, it includes specialist investment styles and financial assets such as hedge funds or private equity.
     

    Risk Management

    Alternative investments are frequently portrayed as risky. Their complexity is sometimes interpreted as lack of transparency. This does not make them particularly 'dangerous', but it suggests extra care when conducting research and due diligence of such investments.

    Alternative investments should be considered useful for managing risk and smoothing the returns of a diversified portfolio. It would be unusual to find a portfolio which was composed entirely of alternative investments.
     

    Industry Developments

    The alternative investments industry is relatively young when compared to mainstream markets such as equities and bonds. However developments in the industry and regulatory pressures have made these investments more accessible.

    Coutts has been an active user of alternative investments for many years. We consider it a positive development that these investments have become increasingly established among a wider audience. We are embracing the trends of recent years that are improving access for investors. These include:

    • Transparency - providing investors with more information on the charges on their investment and the factors that influence returns
    • Liquidity - so that investors can cash in their investment faster and easier if needed
    • New product formats - such as UCITS which are increasingly used by the alternative investment industry
       

    Coutts alternative investment experience

    Coutts has market-leading expertise and experience in using alternative investments. We offer our clients a range of hedge fund investments and, from time to time, other alternative investment opportunities. We are happy to discuss these investments and their suitability with you.

     

    The value of investments and the income from them, can go down as well as up and you may not recover the amount of your original investment.

When you have business interests abroad, hold assets overseas, or take a global approach to investing, you'll need an effective foreign exchange.

We help our clients manage some of the uncertainties of international trading and investing in multiple currencies. With locations in the world's financial centres and access to the RBS Group's extensive resources, we offer a wealth of experience and diverse solutions.

When you don't need investment advice, but want a fast, discreet and personal securities dealing service, look to us. Our service is fast and effective. And if you need guidance or support, we're on hand. The Coutts Execution Service offers:

  • An experienced team, backed by our global broker network
  • Access to the world's major markets and various market-maker systems
  • Worldwide settlement of most securities transactions
  • News and information about markets

Our structured products are suitable for varying market conditions and different risk profiles. They can be used as part of a wider portfolio to help manage risk or gain exposure to particular investment assets. Our approach:

  • Flexibility with individually tailored products
  • Acting on your market view, we'll design a strategy to complement your investment outlook
  • Impartial advice and access to a variety of investment solutions
  • Tailored strategies to match your attitude to risk
  • Access to more complex investment strategies, if you need them

Advice and product fees may apply.
The value of investments and the income from them can fall as well as rise, and you may not recover the amount of your original investment.