Coutts Multi-Asset Funds are a straightforward route to accessing our investment expertise. The single-priced, open-ended structure enables you to seamlessly buy and sell units as required, makes them ideal for regular contributions or investing through an ISA. The funds are available in both a distributing option, which regularly pays out dividends from the underlying investments, and an accumulating option, where dividends are used to buy more units and increase the value of the investment.
In this video, Head of Portfolio Management and Construction Alan Higgins and Strategic Investment Adviser Monique Wong explain how the Coutts approach to managing investments builds a diversified and long-term investment solution to meet a range of saving needs.
The Coutts Multi Asset Funds have been created on the foundation of Coutts investment principles
We invest our clients’ money in diversified portfolios of quality investments, at attractive valuations, with a long-term view.
The CMAF range of funds invests across a diverse range of equities, bonds, commodities and property. Our allocation to different asset types is driven by our understanding of the macro-economic landscape. We look for undervalued investments and we’re selectively contrarian – if an asset type is unpopular and out of favour then that’s when we see the potential for gain. Our investment decisions are based on in-depth research and analysis, using specialist techniques to reduce volatility and enhance the funds’ overall balance of risk and return, catering to a broad range of investment objectives.
To ensure cost-efficient management, Coutts Multi-Asset Funds invest in single securities and low-cost passive vehicles alongside best-in-class actively managed funds and specialist strategies, leveraging the expertise of our experienced investment analysts. Just as when we’re selecting investments, we seek well-managed and stable institutions to partner with, where we can rely on long-term stability.
And we are patient investors. Like many of our clients, we take the long-term view to fostering and growing wealth. We will stick with an idea that we believe in, staying focused on the fundamentals, and looking through the short-term fluctuations of market sentiment.
Coutts Multi-Asset Funds are available in defensive, balanced, growth and equity growth options.
- Defensive – Aims to preserve the value of your investment over the medium term. It is designed to offer returns in excess of UK government bonds by investing mostly in UK government bonds and global fixed income assets. A smaller proportion of money goes into equities and alternative asset classes.
- Balanced – Aims to increase the value of your investment in the medium term. It is designed to offer returns that fall between those available from UK bonds and UK equities by investing in a balance of UK government bonds, other global fixed income assets, equities and alternative asset classes.
- Growth – Aims to increase the value of your investment over the long term. It is designed to offer returns that come close to UK equity markets with a lower level of risk by investing substantially in equities in both developed and emerging markets, with a smaller allocation to UK government bonds, global fixed income assets and alternative asset classes.
- Equity growth – Aims to increase the value of your investment over the long term. It is designed to offer returns greater than those available from the UK equity markets by investing in equities in both developed and emerging markets, with the aim of capturing economic growth across global markets. It also allocates funds to alternative asset classes to ensure stability and diversification.
You can also choose GBP, EUR, USD and CHF denominated share classes in line with our international client base.
If you would like to learn more about investing through a Coutts Multi-Asset Fund please contact your Private Banker.
The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment, and the income from it, to go up or down. Investments in emerging markets are subject to certain special risks, which include, for example, a certain degree of political instability, relatively unpredictable financial market trends and economic growth patterns, a financial market that is still in the development stage and a weak economy.