Fixed Rate Mortgages


If you are concerned that interest rates may rise over the longer term, then a fixed rate mortgage provides you with peace of mind for fixed repayments over two, five or seven years. At the end of that time, you will have the option to choose whether to take another fixed rate, switch to a conventional variable rate, or to discuss other alternative products available.

Repayments can be interest only, capital and interest or a combination of both.

Please click here for the latest mortgage rates.

Fixed rate mortgages are just one mortgage solution offered by Coutts. Whatever your mortgage requirements are, your private banker will be happy to discuss your needs.

For further information on mortgages - find out more.

When available, fixed rates are suitable for all normal mortgage purposes, including remortgaging, acquiring a second home in the UK or overseas. Please note, however, that your main UK residence must be used as security.

To apply for a Coutts mortgage, you need to be a client of Coutts & Co in the UK and aged over 18. If you are already a client, please speak with your private banker.

If you wish to become a client, please complete our enquiry form and we will be in touch.

Fixed rate mortgages are subject to availability and may be withdrawn at any time.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE