Mortgages

A mortgage designed to the most exacting specifications. Yours.

Coutts clients have many demands upon their time and they expect exceptionally high standards. Our property finance service has been designed with these characteristics firmly in mind.

Whatever your mortgage requirements - whether you are buying a new or second home, remortgaging or looking to release equity in order to fund a major purchase, Coutts private bankers will be happy to discuss your needs.

A wide range of mortgage solutions on offer

  • Fixed rate mortgage - protects against the possibility of rising rates with monthly payments that stay the same.
  • Variable rate - using our House Mortgage Rate, this can be repaid without any additional charge at any point during the term subject to 30 days notice.
  • 2 Year Tracker - linked to Coutts Base Rate for an agreed period of time.
  • Mortgage Reserve Account - a flexible mortgage that meets all your borrowing needs, in one place.
  • Currency mortgage - allows you to borrow in currencies other than sterling.
  • Investment property mortgage - if you are planning to invest in residential property.
To apply for a Coutts mortgage, you need to be a client of Coutts & Co in the UK and aged over 18. If you are already a client, please speak with your private banker.

If you wish to become a client, please complete our enquiry form and we will be in touch.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE