Products and services

As a client, you will benefit from:

• a dedicated Private Banker
• a team who will support you in the absence of your Private Banker
• 24/7 telephone access to a general banking team
• online banking
• overdraft and loan facilities tailored to your needs
• a choice of term deposits for sums over £25,000, including major non-sterling currencies.

With a team of experts supporting your Private Banker, you can access a range of services including:

• Estate planning : advising you on inheritance tax, trusts and Wills.
• Pension planning : offering advice on such areas as stakeholder pensions and Self-Invested Personal Pension Plans.
• Tax returns : our in-house tax planning team can help you prepare your accounts and submit UK tax returns.
• Protection : advising you on income protection, critical illness cover and life assurance that helps protect you and your family.
• Insurance cover : giving you access to insurance through a specialist broker.

Our investment management service gives you access to:

• some of the world's leading investment managers
• a range of investment opportunities not normally available to private investors

• discretionary investment management
• advisory investment management
• alternative investments
• structured products.