Unlike a conventional mortgage, a mortgage reserve account provides you with a single borrowing facility to use as part of your overall wealth management strategy.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
A flexible borrowing account
A borrowing limit is agreed at the outset, and you are then free to draw down upon this amount at any time, for example to buy a second home or to fund an investment opportunity. When you have surplus funds, the mortgage allows you to make reductions to your loan. You can draw on these again at any time, provided you don't exceed your overall borrowing limit. Unlike many other mortgage products of this type, you may take a proportion of your borrowing at a fixed rate.
Providing funds when you need them
Coutts clients
To apply for a Coutts mortgage, you must be a client of Coutts & Co in the UK and aged over 18. Please contact your Private Banker.
New clients
If you wish to become a client of Coutts, please complete this form or contact us on +44 (0)20 7753 1365.
Become a client