Fixed Rate Mortgage
If you are concerned that interest rates may rise over the longer term, a fixed rate mortgage provides you with the peace of mind of fixing your payments over two, five or seven years.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Fixing your mortgage repayments
A Coutts Fixed Rate Mortgage provides a safeguard against rising interest rates. Your Fixed Rate Mortgage repayments can be interest only, capital and interest, or a combination of both. At the end of the term, you can choose to take another Fixed Rate Mortgage, switch to our Variable – House Mortgage Rate, or discuss alternative products.
Suitable for many purposes
Fixed Rate Mortgages are suitable for all normal mortgage purposes, including remortgaging or acquiring a second home in the UK or overseas. Please note, your main UK residence must be used as security. If you move home during the term you can take your Fixed Rate Mortgage with you. Our Fixed Rate Mortgages are also subject to availability and we may withdraw them at any time.
Coutts clients
To apply for a Coutts mortgage, you must be a client of Coutts & Co in the UK and aged over 18. Please contact your Private Banker.
New clients
If you wish to become a client of Coutts, please complete this form or contact us on +44 (0)20 7753 1963.