Mortgages

Coutts clients have many demands upon their time and they expect exceptionally high standards. Our property finance service has been designed with these characteristics firmly in mind.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Over 18s only

Variable rate mortgage

Our house mortgage rate is the standard mortgage product from Coutts and it offers you a variable interest rate. Repayment options can be tailored to meet your needs and you can make lump sum reductions at any time during the term.

Fixed rate mortgage

If you are concerned that interest rates may rise over the longer term, a fixed-rate mortgage provides you with the peace of mind of fixing your payments over two or five years.

Currency mortgage

The Currency Mortgage product provides access to lending secured against UK property in a currency other than sterling.

2 year tracker mortgage

The Coutts 2 Year Tracker mortgage is linked to the Coutts Base Rate so that when the Coutts Base Rate goes down, your rate will too. Your rate will also go up when the Coutts Base Rate increases.

Mortgage reserve account

Unlike a conventional mortgage, a mortgage reserve account provides you with a single borrowing facility to use as part of your overall wealth management strategy.

Investment property mortgage

If you are planning to invest in a residential property that won't be your primary residence, we can provide you with a variable rate, a fixed-rate mortgage, or a combination of both.

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