Our house mortgage rate is the standard mortgage product from Coutts and it offers you a variable interest rate. Repayment options can be tailored to meet your needs and you can make lump sum reductions at any time during the term.
If you are concerned that interest rates may rise over the longer term, a fixed-rate mortgage provides you with the peace of mind of fixing your payments over two or five years.
If you plan to buy property in the UK or overseas but your income isn't paid in sterling, a currency mortgage can provide a mortgage in the appropriate currency.
The Coutts 2 Year Tracker mortgage is linked to the Coutts Base Rate so that when the Coutts Base Rate goes down, your rate will too. Your rate will also go up when the Coutts Base Rate increases.
Unlike a conventional mortgage, a mortgage reserve account provides you with a single borrowing facility to use as part of your overall wealth management strategy.