Mortgages
Coutts clients have many demands upon their time and they expect exceptionally high standards. Our property finance service has been designed with these characteristics firmly in mind.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Over 18's only.
Variable rate mortgage
Our house mortgage rate is the standard mortgage product from Coutts and it offers you a variable interest rate. Repayment options can be tailored to meet your needs and you can make lump sum reductions at any time during the term.
2 year tracker mortgage
The Coutts 2 Year Tracker mortgage is linked to the Coutts Base Rate so that when the Coutts Base Rate goes down, your rate will too. Your rate will also go up when the Coutts Base Rate increases.
Fixed rate mortgage
If you are concerned that interest rates may rise over the longer term, a fixed-rate mortgage provides you with the peace of mind of fixing your payments over two, five or seven years.
Mortgage reserve account
Unlike a conventional mortgage, a mortgage reserve account provides you with a single borrowing facility to use as part of your overall wealth management strategy.
Currency mortgage
If you plan to buy property in the UK or overseas but your income isn't paid in sterling, a currency mortgage can provide a mortgage in the appropriate currency.
Investment property mortgage
If you are planning to invest in a residential property that won't be your primary residence, we can provide you with a variable rate, a fixed-rate mortgage, or a combination of both.
Further Information