Accounts for Private Clients
Current Account* and Mortgage Reserve Account
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| £5,000+ | 0.15% | 0.15% | 0.15% | 0.15% |
Interest is paid on the whole balance where the balance exceeds £5,000.
Private Reserve Account
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| £3M+ | 5.10% | 5.20% | 4.80% | 4.89% |
| £1,000,000-£2,999,999 | 5.00% | 5.09% | 4.65% | 4.73% |
| £500,000-£999,999 | 4.25% | 4.32% | 3.75% | 3.80% |
| £100,000-£499,999 | 4.00% | 4.06% | 3.75% | 3.80% |
| £50,000-£99,999 | 3.35% | 3.39% | 2.80% | 2.83% |
| £1-£49,999 | 2.15% | 2.17% | 1.80% | 1.81% |
Interest is paid on the whole balance where the balance exceeds £1.
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| Cash ISA | 4.75% | 4.84% | 4.50% | 4.58% |
Deposit Accounts for Business Clients
Business Reserve Account
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| £250,000+ | 3.00% | 3.03% | 2.75% | 2.78% |
| £100,000-£249,999 | 2.75% | 2.78% | 2.50% | 2.52% |
| £20,000-£99,999 | 2.25% | 2.27% | 2.00% | 2.02% |
| £1-£19,999 | 2.00% | 2.02% | 1.75% | 1.76% |
Interest is paid on the whole balance where the balance exceeds £1.
Clients' Reserve Account
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Interest is paid on the whole balance where the balance exceeds £1.
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Other rates
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* If you have opted to receive credit interest.
- The Annual Equivalent Rate ('AER') is the notional rate which shows the gross interest rate as if paid and compounded on an annual basis.
- 'Gross' is the rate of interest before the deduction of Income Tax at the rate required by UK law.
- Interest will be paid quarterly after deducting Income Tax (where applicable) at the rate required by law.
- All rates are subject to variation.
Rates correct as at 15 April 2008
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