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UK interest rates

Accounts for Private Clients

Current Account* and Mortgage Reserve Account

  previous new
grossrate aer grossrate aer
£5,000+       0.15% 0.15% 0.15% 0.15%

Interest is paid on the whole balance where the balance exceeds £5,000.

Private Reserve Account

  previous new
grossrate aer grossrate aer
£3M+ 5.10% 5.20% 4.80% 4.89%
£1,000,000-£2,999,999 5.00% 5.09% 4.65% 4.73%
£500,000-£999,999 4.25% 4.32% 3.75% 3.80%
£100,000-£499,999 4.00% 4.06% 3.75% 3.80%
£50,000-£99,999 3.35% 3.39% 2.80% 2.83%
£1-£49,999 2.15% 2.17% 1.80% 1.81%

Interest is paid on the whole balance where the balance exceeds £1.

  previous new
grossrate aer grossrate aer
Cash ISA    4.75% 4.84% 4.50% 4.58%

Deposit Accounts for Business Clients

Business Reserve Account

  previous new
grossrate aer grossrate aer
£250,000+ 3.00% 3.03% 2.75% 2.78%
£100,000-£249,999 2.75% 2.78% 2.50% 2.52%
£20,000-£99,999 2.25% 2.27% 2.00% 2.02%
£1-£19,999 2.00% 2.02% 1.75% 1.76%

Interest is paid on the whole balance where the balance exceeds £1.

Clients' Reserve Account

  previous new
grossrate aer grossrate aer
£50,000+ 2.75% 2.78% 2.50% 2.52%
£20,000-£49,999 2.50% 2.52% 2.25% 2.27%
£1-£19,999 1.75% 1.76% 1.50% 1.51%

Interest is paid on the whole balance where the balance exceeds £1.

Other rates

Base Rate 5.00% p.a.
Mortgage Reserve Account Managed Borrowing Rate 6.35% p.a.
Coutts Unarranged Borrowing Rate (without prior arrangement) 26.00% p.a.

  * If you have opted to receive credit interest.


Rates correct as at 15 April 2008

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