Deposit Accounts

Many clients require deposit accounts that suit their business needs. At Coutts, we offer a choice of money market accounts, fixed term deposits and call deposits.

Satisfying your deposit account requirements

You can choose from a range of deposit accounts, including money market accounts, fixed term deposits and call deposits. You can open some accounts with as little as £1, and some automatically sweep money to and from the Business Current Account.

Your deposit account choices

Money Market Deposits

Available in sterling and currency with interest rates agreed at the time.

Fixed-Term Deposits

We can accept deposits of £25,000 or more for term fixtures of one month or longer. We will agree the rate with you when you deposit the funds, and pay interest on maturity.

Call Deposits

Should you require instant access to your funds, you can open a Call Deposit account which requires a minimum amount of £50,000. Interest, at a variable rate set by Coutts, is paid in June and December, or when you withdraw the deposit.

Notice Accounts (30, 60 and 90 Day)

If you do not require immediate access to your funds and can provide us with either 30, 60 or 90 days' notice when you want to withdraw money, our Notice Account could be appealing.

Alternatively, you can have instant access but there will be a charge equivalent to the 30, 60, or 90 day interest dependent on the Notice Account held. It offers tiered rates of interest. This means the more you save, the better your interest rate.

If you require instant access to your funds, our business reserve account may suit your requirements.

Business Reserve

If you require instant access to your funds, then this account will meet your requirements. We can arrange an automatic transfer to your current account to ensure that your money is available.

Coutts clients

To find out more about how our range of Deposit Accounts can help you manage your finances, please contact your Commercial Banker.

New clients

If you wish to become a client of Coutts, please complete this form or contact us on +44 (0)20 7753 1963.

Become a client