Products and services

Our commercial products and services lead the way in high wealth banking.

Coutts Businessline

Our personal service made super convenient – with a direct phone line to your commercial banker.

More about Coutts Businessline

Coutts Online

Secure online banking, wherever life takes you.


Balances, payments, transfers, general enquiries. Handle your commercial banking quickly and easily over the phone.

Composite account

Hold client funds separately to your business funds, but earn interest on the total amount.

Deposit accounts

Instant access, third-party funds, money market accounts, fixed-term deposits, call deposits. If you know which account you want, you’ll find it here. If you don’t, we can help you decide.

The Lending Code

Coutts & Co in the UK subscribes to the Lending Code (pdf, 448kb). You can also download a copy of A Guide to the Lending Code for Micro-enterprises  (pdf, 249kb) and The Lending Principles for Larger Businesses (pdf, 701kb) which provides an introduction to the standards you should expect from the organisations that follow the Code.

Compliance with the code is independently monitored and enforced by the Lending Standards Board .


Most businesses need short or long-term capital at some stage. Talk to us about commercial loans, overdrafts and other specialist finance.


Draw cash wherever you are, and marshal your business expenses with the Coutts Business Card.

Current accounts

Fast, efficient banking that helps your business flow.

International trade finance

Make the most of foreign exchange and interest rates. Talk to our commercial banking team about non-sterling accounts and loans, bank bonds, and other services for international trade finance.

Financial Ombudsman Service

Any financial services complaints we can't settle may be referred to the Financial Ombudsman Service.

Media Library

  • A central resource containing videos, podcasts, image galleries and documents which cover a wide variety of wealth management topics.


  • Our sponsorship pillars and how to apply for sponsorship

Coutts Foundation

  • Building on our legacy


  • Some of the industry awards Coutts has won