Individual Savings Accounts (ISAs) were first introduced on 6 April 1999, succeeding both the Personal Equity Plan (PEP) and the TESSA. ISAs currently allow up to £7,000 each tax year to be invested in stocks and shares or £3,000 in cash.

ISAs are not products in their own right, but are ‘wrappers’, designed to protect your investment from Capital Gains Tax and also provide the opportunity for tax advantages on the income generated.

Our range of  ISAs, which have been designed to meet the specific needs of our clients, include the following:

Coutts Investment Management ISA
Where you have asked us to manage your investments through either a Discretionary or Advisory Investment Management Agreement, you can invest in the Coutts Investment Management ISA, which ensures that the investments in your ISA are managed in accordance with your investment profile.

Coutts Self Select ISA
If you want to manage your own investments or choose your own investment managers, the Coutts Self Select ISA offers you a range of investments, including UK stocks and shares, unit trusts, investment trusts and bonds. You can also switch funds easily by telephone.

Coutts Tracker ISA
The Coutts Tracker ISA is designed to track the returns of the FTSE All Share Index to within 1% and provide the opportunity for long-term performance. We select a leading external fund manager to manage the fund, whose performance is regularly reviewed to ensure that they meet our requirements.

At Coutts, we strongly believe that the majority of clients should consider taking advantage of ISAs and, where appropriate, they should be an integral part of your investment strategy.

Transferring existing ISAs and PEPs
If you find that your existing ISAs or PEPs no longer meet your requirements, you may wish to consider transferring them to Coutts. This ensures simplified management and paperwork, as all of your ISAs or PEPs will be reported together in one statement.

Find out more

To benefit from our ISAs, you need to be a Coutts client. If you are already a client, please speak with your private banker who will discuss your requirements with you.

If you wish to become a client, please either complete our form or contact us on +44 (0) 20 7753 1963.