Investing is a challenging and intensive exercise.

The Coutts Discretionary Investment Management Service is designed to make managing your wealth as effortless and efficient for your as we can. We take responsibility for managing your portfolio and while this is just one service in our extensive range, it is fundamental to many of our clients’ wealth plans, with each client portfolio being managed to achieve a very clear purpose.

As with all Coutts investment products, we apply extensive research to managing your portfolio, incorporating investment strategies typically only employed by institutional investors. Our global economics and research team are continually monitoring the markets, taking advantage of the most appropriate opportunities. We will report our progress to you on a quarterly basis, and periodically conduct reviews with you to ensure that your investment portfolio remains optimally structured to meet your investment objective.

The Coutts Investment Principles

We believe in four key principles, which govern our overall approach to investment management:

• Clarity of investment purpose for each client is critical to successful investing
• Asset allocation is the key driver of investment performance
• Innovative ways of accessing markets, and high performance products are essential to maximising returns
• Investment risk is multi-dimensional and requires skilled management.

We consider these four principles as fundamental to managing your investments and we refer to them throughout our relationship with you.