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SUMMARY BOX The information contained in this table summarises key product features and is not intended to replace any terms and conditions. | |||||||
| APRs | 17.5% | ||||||
| Other interest rates | For purchases, cash advances and balance transfers: Monthly rate 1.35% Annual rate 16.2% | ||||||
| Interest free period | Maximum 46 days for purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time. | ||||||
| Interest charging information | Interest for purchases, cash advances and balance transfers is charged from the date of statement until payment is posted to the account. If the account is not paid in full, interest will be charged on the total value of the statement and not just on the remaining balance. If you pay the balance in full, any interest charge for the period from the previous statement to the date of full repayment will be debited the following month. | ||||||
| Allocation of payments | We will apply payments we receive to your account in the following order: 1. Interest. 2. Fees and charges. 3. Advances. 4. Purchases. Please refer to the Credit Card Agreement for a more detailed description. | ||||||
| Minimum repayment | Greater of 5% of oustanding balance (rounded down to the nearest pound) or £5 each month. | ||||||
| Amount of credit | Standard credit limit £5,000. All credit limits subject to status. | ||||||
| Fees | None | ||||||
| Charges |
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| Default charges | None. | ||||||
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