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UK interest rates

Accounts for Private Clients

Current Account* and Mortgage Reserve Account

  previous new
grossrate aer grossrate aer
£50,000+ 0.75% 0.75% 0.15% 0.15%
£20,000-£49,999 0.25% 0.25% 0.15% 0.15%
£5,000-£19,999 0.15% 0.15% 0.15% 0.15%

Interest is paid on the whole balance where the balance exceeds £5,000.

Private Reserve Account

  previous new
grossrate aer grossrate aer
£3M+ 5.30% 5.41% 5.10% 5.20%
£1,000,000-£2,999,999 5.30% 5.41% 5.00% 5.09%
£500,000-£999,999 4.70% 4.78% 4.25% 4.32%
£250,000-£499,999 4.30% 4.37% 4.00% 4.06%
£100,000-£249,999 3.95% 4.01% 4.00% 4.06%
£50,000-£99,999 3.70% 3.75% 3.35% 3.39%
£1-£49,999 2.60% 2.63% 2.15% 2.17%

Interest is paid on the whole balance where the balance exceeds £1.

  previous new
grossrate aer grossrate aer
TESSA ISA 5.00% 5.09% 4.75% 4.84%

Deposit Accounts for Business Clients

Business Reserve Account

  previous new
grossrate aer grossrate aer
£250,000+ 3.25% 3.29% 3.00% 3.03%
£100,000-£249,999 3.00% 3.03% 2.75% 2.78%
£20,000-£99,999 2.50% 2.52% 2.25% 2.27%
£1-£19,999 2.25% 2.27% 2.00% 2.02%

Interest is paid on the whole balance where the balance exceeds £1.

Clients' Reserve Account

  previous new
grossrate aer grossrate aer
£50,000+ 3.00% 3.03% 2.75% 2.78%
£20,000-£49,999 2.75% 2.78% 2.50% 2.52%
£1-£19,999 2.00% 2.02% 1.75% 1.76%

Interest is paid on the whole balance where the balance exceeds £1.

Other rates

Base Rate 5.25% p.a.
Mortgage Reserve Account Managed Borrowing Rate 6.60% p.a.
Coutts Unarranged Borrowing Rate (without prior arrangement) 26.00% p.a.

 * If you have opted to receive credit interest.

Rates correct as at 25 March 2008

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